Mark Hardwick
CEO
Replay available
First Merchants Corporation (NASDAQ: FRME) Q3 2023 earnings conference call, held 2023-10-26. Replay captured from the company's public earnings webcast.

CEO
President
Chief Financial Officer
Chief Credit Officer
Analyst, Stevens
Analyst, KBW
Analyst, Piper Stanley
Analyst, JANI
Watch the replay and follow the connected company analysis, news, and investor updates for First Merchants Corporation.
WEBVTT 00:00:00.029 -- 00:00:03.261 Thank you for standing by and welcome to the First Merchants Corporation third quarter 00:00:03.261 -- 00:00:07.594 2023 earnings conference call. Before we begin, management would like to remind you that 00:00:07.594 -- 00:00:11.317 today's call contains forward-looking statements with respect to future performances 00:00:11.317 -- 00:00:16.400 and financial conditions of First Merchants Corporations that involves risk and uncertainties. 00:00:16.400 -- 00:00:20.143 Further information is contained within the press release, which we encourage you to 00:00:20.143 -- 00:00:21.864 review. Additionally, 00:00:21.864 -- 00:00:26.527 management may refer to non-GAAP measures, which are intended to supplement but not substitute 00:00:26.527 -- 00:00:29.318 for most directly comparable GAAP measures. 00:00:29.318 -- 00:00:34.381 The press release available on the website contains financial and unquantitative information 00:00:34.381 -- 00:00:39.563 to be discussed today, as well as reconciliation of GAAP to non-GAAP measures. 00:00:39.563 -- 00:00:42.005 At this time, all participants are in listen-only mode. 00:00:42.005 -- 00:00:45.026 After the speaker's presentation, there will be a question and answer session. 00:00:45.026 -- 00:00:49.088 To ask a question at that time, please press star 11 on your telephone. 00:00:49.088 -- 00:00:50.749 As a reminder, today's call is being recorded. 00:00:50.749 -- 00:00:53.411 I will now turn the conference over to your host, Mr. 00:00:53.411 -- 00:00:57.812 Mark Hardwick, CEO. Mr. Hardwick, you may begin. 00:00:58.629 -- 00:01:02.870 Good morning and welcome to First Merchant's third quarter 2023 conference call. 00:01:02.870 -- 00:01:07.651 Valerie, thanks for the introduction and for covering th...