Mark Hardwick
Chief Executive Officer
Replay available
First Merchants Corporation (FRME) Q3 2025 Earnings Call
First Merchants Corporation (NASDAQ: FRME) Q3 2025 earnings conference call, held 2025-10-23. Replay captured from the company's public earnings webcast.
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:04.517 Thank you for standing by and welcome to the First Merchants Corporation third quarter 00:00:04.517 -- 00:00:09.643 2025 earnings conference call. Before we begin, management would like to remind you that 00:00:09.643 -- 00:00:14.369 today's call contains forward-looking statements with respect to the future performance 00:00:14.369 -- 00:00:19.977 and financial condition of First Merchants Corporation that involve risk and uncertainties. 00:00:19.977 -- 00:00:23.421 Further information is contained within the press release, which we encourage you to 00:00:23.421 -- 00:00:28.500 review. Additionally, management may refer to non-GAAP measures which are intended to 00:00:28.500 -- 00:00:32.765 supplement but not substitute for the most directly comparable gap measures. 00:00:32.765 -- 00:00:36.690 The press release available on the website contains financial and other quantitative 00:00:36.690 -- 00:00:42.176 information to be discussed today as well as a reconciliation of gap to non-gap 00:00:42.176 -- 00:00:45.961 measures. As a reminder, today's call is being recorded. 00:00:45.961 -- 00:00:48.584 I will now turn the conference over to Mr. 00:00:48.584 -- 00:00:53.508 Mark Hardwick, CEO. Mr. Hardwick, you may begin. 00:00:54.824 -- 00:01:00.069 Good morning, and welcome to First Merchant's third quarter 2025 conference call. 00:01:00.069 -- 00:01:04.734 Thanks for the introduction and for covering the forward-looking statement on page two. 00:01:04.734 -- 00:01:08.759 We released our earnings yesterday after the market closed, and you can access today's 00:01:08.759 -- 00:01:13.383 slides by following the link on the third page of our earnings release. 00:01:13.383 -- 00:01:18.389 On page three of our slides, you will see today's ...