Michele Kawiecki
Chief Financial Officer
Replay available
First Merchants Corporation (NASDAQ: FRME) Q2 2026 earnings conference call, held 2026-07-23. Replay captured from the company's public earnings webcast.

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WEBVTT 00:00:00.051 -- 00:00:04.314 Thank you for standing by and welcome to the First Merchants Corporation second quarter 00:00:04.314 -- 00:00:09.478 2026 earnings conference call. Before we begin, management would like to remind you 00:00:09.478 -- 00:00:13.861 that today's call contains forward-looking statements with respect to the future performance 00:00:13.861 -- 00:00:17.264 and financial condition of First Merchants Corporation. 00:00:17.264 -- 00:00:21.767 That involves risks and uncertainties. Further information is contained within the press 00:00:21.767 -- 00:00:24.369 release, which we encourage you to review. 00:00:24.369 -- 00:00:29.757 Additionally, management would refer to non-GAAP measures, which are intended to supplement 00:00:29.757 -- 00:00:34.298 But not substitute for the most directly comparable gap measures. 00:00:34.298 -- 00:00:38.119 The press release available on the website contains financial and other quantitative 00:00:38.119 -- 00:00:43.400 information to be discussed today, as well as a reconciliation of gap and non-gap measures. 00:00:43.400 -- 00:00:46.261 As a reminder, today's call is being recorded. 00:00:46.261 -- 00:00:48.341 I would now like to turn the conference over to Mr. 00:00:48.341 -- 00:00:53.442 Mark Hardwick, CEO. Mr. Hardwick, you may begin. 00:00:56.565 -- 00:01:01.488 Good morning and welcome to First Merchants' second quarter 2026 conference call. 00:01:01.488 -- 00:01:05.911 Thanks for the introduction and for covering the forward-looking statement on page two. 00:01:05.911 -- 00:01:11.115 We released our earnings yesterday after markets closed, and today's presentation 00:01:11.115 -- 00:01:15.778 materials are available via the link on page three of the earnings release. 00:01:15.778 -- 00:01:19.921 Turn...