Mark Hardwick
Chief Executive Officer
Replay available
First Merchants Corporation (NASDAQ: FRME) Q1 2026 earnings conference call, held 2026-04-23. Replay captured from the company's public earnings webcast.

Chief Executive Officer
Chief Financial Officer
Analyst, Raymond James
Analyst, Stephens Inc.
Analyst, 5%
Analyst, KBW
Analyst, D.A. Davidson
Analyst, Brink Capital
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WEBVTT 00:00:00.031 -- 00:00:04.357 Thank you for standing by and welcome to the First Merchants Corporation first quarter 00:00:04.357 -- 00:00:09.484 2026 earnings conference call. Before we begin, management would like to remind 00:00:09.484 -- 00:00:13.349 you that today's call contains forward-looking statements with respect to the future 00:00:13.349 -- 00:00:17.455 performance and financial condition of First Merchants Corporation that involves risk 00:00:17.455 -- 00:00:19.017 and uncertainties. 00:00:19.017 -- 00:00:22.862 Further information is contained within the press release, which we encourage you to 00:00:22.862 -- 00:00:27.889 review. Additionally, management may refer to non-GAAP measures, which are intended to 00:00:27.889 -- 00:00:32.514 supplement but not substitute for the most directly comparable GAAP measures. 00:00:32.514 -- 00:00:36.759 The press release available on the website contains financial and other quantitative 00:00:36.759 -- 00:00:42.325 information to be discussed today as well as a reconciliation of GAAP to non-GAAP measures. 00:00:42.325 -- 00:00:44.728 As a reminder, today's call is being recorded. 00:00:44.728 -- 00:00:47.871 I'll now turn the conference over to Mr. Mark Hardwick, CEO. 00:00:47.871 -- 00:00:51.253 Mr. Hardwick, you may begin. 00:00:53.373 -- 00:00:58.961 Good morning, and welcome to First Merchant's first quarter 2026 conference call. 00:00:58.961 -- 00:01:03.888 Thanks for the introduction and for covering the forward-looking statement on page two. 00:01:03.888 -- 00:01:09.015 We released our earnings yesterday after markets closed, and today's presentation materials 00:01:09.015 -- 00:01:14.223 are available via the link on page three of the earnings release. 00:01:14.223 -- 00:01:18.669 Turning to slide th...