Replay available

First Merchants Corporation (FRME) Q2 2025 Earnings Call

First Merchants Corporation (NASDAQ: FRME) Q2 2025 earnings conference call, held 2025-07-24. Replay captured from the company's public earnings webcast.

Thu, July 24, 2025 at 9:00 AMendedReplay
First Merchants Corporation (FRME) Q2 2025 Earnings Call

Hosted by

Featured presenters

Mark Hardwick

Chief Executive Officer

Mike Stewart

President

Michelle Kaviesky

Chief Financial Officer

John Martin

Chief Credit Officer

Daniel Tamayo

Analyst, Raymond James

Terry McFarwood-Stevens

Analyst

Brandon Nussall

Analyst, Hobbit Group

Nathan Race

Analyst, Piper Sandler

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:00.000 -- 00:00:03.300 Thank you for standing by and welcome to the First Merchants Corporation Second Quarter 00:00:03.300 -- 00:00:07.600 2025 Earnings Conference Call. Before we begin, management would like to remind you that 00:00:07.600 -- 00:00:11.700 today's call contains forward-looking statements with respect to future performance and 00:00:11.700 -- 00:00:16.260 financial condition of First Merchants Corporation that involve risk and uncertainties. 00:00:16.260 -- 00:00:19.280 Further information is contained within the press release, which we encourage you to 00:00:19.280 -- 00:00:23.380 review. Additionally, management may refer to non-GAP measures, which are intended to 00:00:23.380 -- 00:00:27.200 supplement but not substitute for the most directly comparable GAP measures. 00:00:27.200 -- 00:00:30.920 The press release available on the website contains financial and other quantitative 00:00:30.920 -- 00:00:36.320 information to be discussed today as well as reconciliation of GAP to non-GAP measures. 00:00:36.320 -- 00:00:38.540 As a reminder, today's call is being recorded. 00:00:38.540 -- 00:00:40.100 I will now turn the conference over to Mr. 00:00:40.100 -- 00:00:43.880 Mark Hardwick, CEO, and Mr. Hardwick may begin. 00:00:44.140 -- 00:00:49.120 Good morning and welcome to First Merchants Second Quarter 2025 Conference Call. 00:00:49.120 -- 00:00:53.040 Thanks for the introduction and for covering the forward-looking statement on page 2. 00:00:53.040 -- 00:00:58.300 We released our earnings yesterday after the close of the market, and you can access 00:00:58.300 -- 00:01:02.680 today's slides by following the link on the third page of our earnings release. 00:01:02.680 -- 00:01:08.340 On page 3 of our slides, you will see today's present...