Michelle Kaviesky
Chief Financial Officer
Replay available
First Merchants Corporation (FRME) Q4 2025 Earnings Call
First Merchants Corporation (NASDAQ: FRME) Q4 2025 earnings conference call, held 2026-01-27. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Nathan Race
Analyst, Piper Stanley
Brian Martin
Analyst, Janney Montgomery Scott LLC
John Martin
Chief Credit Officer
Mark Hardwick
Chief Executive Officer
Mike Stewart
President
Terry McEvoy
Analyst, Stephens Zink
Damon Del Monte
Analyst, KBW
Investor webinar replay
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:03.896 Thank you for standing by and welcome to the First Merchants Corporation fourth quarter 00:00:03.896 -- 00:00:09.202 2025 earnings conference call. Before we begin, management would like to remind 00:00:09.202 -- 00:00:13.567 you that today's call contains forward-looking statements with respect to the future 00:00:13.567 -- 00:00:18.193 performance and financial conditions of First Merchant Corporation and involves risks 00:00:18.193 -- 00:00:19.755 and uncertainties. 00:00:19.755 -- 00:00:23.780 Further information is contained within the press release, which we encourage you to 00:00:23.780 -- 00:00:28.766 review. Additionally, management may refer to non-GAAP measures, which are intended to 00:00:28.766 -- 00:00:33.752 supplement but not substitute for the most directly comparable gap measures. 00:00:33.752 -- 00:00:39.019 The press release available on the website contains financial and other quantitative 00:00:39.019 -- 00:00:44.587 information to be discussed today and will be as well as reconciliation 00:00:44.587 -- 00:00:47.091 of gap and non-gap measures. 00:00:47.091 -- 00:00:49.414 As a reminder, today's call is being recorded. 00:00:49.414 -- 00:00:52.779 I would now like to hand the conference over to your speaker today, Mr. 00:00:52.779 -- 00:00:57.263 Mark Hardwick, CEO. Mr. Hardwick, you may begin. 00:00:58.840 -- 00:01:04.268 Good morning and welcome to First Merchant's fourth quarter 2025 earnings call. 00:01:04.268 -- 00:01:08.734 Thanks for the introduction and for covering the forward-looking statements. 00:01:08.734 -- 00:01:14.041 We released our earnings yesterday. After the market close, you can access today's 00:01:14.041 -- 00:01:18.865 slides by following the link on the third page of our earnings rele...