Ringkjøbing Landbobank’s interim report for the first half of 2026

About this update from Ringkjobing Landbobank A/s

Nasdaq Copenhagen Euronext Dublin London Stock Exchange Other stakeholders 5 August 2026 Ringkjøbing Landbobank’s interim report for the first half of 2026 The bank’s board of directors and general management today approved the interim report for the first half of 2026. The bank delivers core earnings of DKK 1,595 million and net profit of DKK 1,194 million for the first half of the year. The net profit is equivalent to a 22% p.a. return on tangible equity (ROTE). Core earnings (DKK million) H1 2026 H1 2025 2025 2024 2023 2022 Total core income 2,120 2,090 4,089 4,068 3,828 2,862 Total expenses and depreciation 556 534 1,080 1,044 963 891 Core earnings before impairment charges for loans 1,564 1,556 3,009 3,024 2,865 1,971 Impairment charges for loans etc. +31 +24 +41 +3 -1 -2 Core earnings 1,595 1,580 3,050 3,027 2,864 1,969 Result for the portfolio etc. -2 -4 +26 +62 -7 -69 Amortisation and write-downs on intangible assets 10 10 20 20 20 20 Tax 389 375 743 768 682 385 Net profit 1,194 1,191 2,313 2,301 2,155 1,495 First half of 2026 – highlights The net profit is DKK 1,194 million, equivalent to a 22% p.a. return on tangible equity (ROTE) Earnings per share increase compared to 2025, by 10% for the second quarter and by 5% for the half-year Core income is DKK 2,120 million, marginally higher than in 2025 Costs increase by 4% compared to the first half of 2025, and the cost/income ratio is 26.2% Continued strong credit quality and impairment charges of DKK 31 million carried to income for the half-year Highly satisfactory increase in customer numbers and growth of 13% p.a. in loans and 12% p.a. in deposits The DKK 400 million share buyback programme is expected to be completed shortly, following which a new programme will be launched. Moody’s reaffirmed the bank’s Aa3 long-term bank deposits rating in June 2026 The bank passed the threshold for SIFI designation for the first time The expectations for net profit for 2026 are upwardly adjusted to the range DKK 2.2 - 2.5 billion Yours sincerely Ringkjøbing Landbobank John Fisker CEO Attachments RILBA-2026-06-30 EN RILBA-2026-06-30 EN Summary interim report Q2 2026 EN

View stock analysis, news, and events for Ringkjobing Landbobank A/s