Koray Küçüksaraç
Chief Executive Officer
Replay available
Turkiye Garanti Bankasi A.S. (TKGBF) Q3 2025 Earnings Call
Turkiye Garanti Bankasi A.S. (OTC: TKGBF) Q3 2025 earnings conference call, held 2025-10-30. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Aydin Güler
Chief Financial Officer
Eda Akınç
Head of Investor Relations
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Turkiye Garanti Bankasi Anonim Sirketi.
Replay transcript excerpt
WEBVTT 00:00:00.082 -- 00:00:05.488 Good afternoon and welcome to Guarantee BBA's third quarter 00:00:05.488 -- 00:00:11.615 2025 financial results webcast. Thank you for joining us today. 00:00:11.615 -- 00:00:15.820 Our CFO, Mr. Aydin Güler, and our Head of Investor Relations, Mr. 00:00:15.820 -- 00:00:19.544 Eda Akınç, will be presenting today. 00:00:19.544 -- 00:00:22.888 Following the presentation, there will be a Q&A session. 00:00:22.888 -- 00:00:28.194 You may ask your questions either by using the raise hand function or by typing them 00:00:28.194 -- 00:00:33.499 into the Q&A box. With that, I would now like to hand over to management 00:00:33.499 -- 00:00:36.060 for their presentation. 00:00:37.947 -- 00:00:40.512 Hello, everyone, and thank you for joining us. 00:00:40.512 -- 00:00:43.979 We are excited to be with you on another Earnings Call. 00:00:43.979 -- 00:00:48.527 Before getting into our financial performance principles, let's, as usual, go over the 00:00:48.527 -- 00:00:50.290 board. 00:00:50.290 -- 00:00:52.972 We are in. 00:00:54.149 -- 00:00:59.318 Turkish economy grew by 1.6% QoQ in the second quarter, and 00:00:59.318 -- 00:01:03.606 for the third quarter we now catch 0.5-1% 00:01:03.606 -- 00:01:08.675 QoQ growth. This implies a slowdown on a quarterly basis, yet it 00:01:08.675 -- 00:01:13.100 could still generate 4-4.5% annual growth. 00:01:13.100 -- 00:01:18.887 Therefore, we view risks to our full-year GDP growth forecast as balanced 00:01:18.887 -- 00:01:23.170 and keep our forecast at 3.7% for 2025 00:01:23.452 -- 00:01:25.933 and 4% for 2026. 00:01:26.496 -- 00:01:31.862 In terms of inflation and monetary policy, following September inflation reading, 00:01:31.862 -- 00:01:37.629 we revised up our year-end inflation expectation to near...