Ceyda Akıncı
Head of Investor Relations
Replay available
Turkiye Garanti Bankasi A.S. (TKGBF) Q4 2025 Earnings Call
Turkiye Garanti Bankasi A.S. (OTC: TKGBF) Q4 2025 earnings conference call, held 2026-02-04. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Atul Özüz
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Mahmut Aktan
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David Taranto
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Thomas Notzer
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Simon Nelis
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Furkan Vefacit
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Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Turkiye Garanti Bankasi Anonim Sirketi.
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:05.299 Good afternoon and welcome to Guaranty BBVA's 2025 Financial 00:00:05.299 -- 00:00:07.944 Results and 2026 00:00:07.944 -- 00:00:13.052 Operating Plan Guidance Webcast. Thank you for joining us today. 00:00:13.052 -- 00:00:17.399 Presenting on behalf of Guaranty BBVA, we have our CEO, Mr. 00:00:17.399 -- 00:00:22.627 Mahmut Aktan, our CFO, Mr. Atul Özüz, and our Head of Investor 00:00:22.627 -- 00:00:27.965 Relations, Ms. Ceyda Akıncı. Following the presentation, there will be a Q&A 00:00:27.965 -- 00:00:33.192 session. You may ask your questions either by using the raise hand function 00:00:33.192 -- 00:00:38.278 or by typing them into the Q&A box. With that, I now would like to hand 00:00:38.278 -- 00:00:41.880 over to management for their presentation. 00:00:43.345 -- 00:00:46.028 Hello everyone and thank you for joining us. 00:00:46.028 -- 00:00:49.694 We are excited to be with you on another Earnings Call. 00:00:49.694 -- 00:00:54.837 Before getting into our financial performance details, let's as usual go over 00:00:54.837 -- 00:00:58.216 the broader macroeconomic environment. 00:00:58.216 -- 00:01:03.342 Turkish economy grew by 1% QoQ in the third quarter and for the fourth 00:01:03.342 -- 00:01:08.467 quarter, we now guessed a slightly positive quarterly growth. 00:01:08.467 -- 00:01:12.011 Therefore, parallel to our previous expectations, 00:01:12.011 -- 00:01:17.575 we maintain our GDP forecast as 3.7% in 2025 00:01:17.817 -- 00:01:20.380 and 4% in 2026, 00:01:20.380 -- 00:01:24.124 consistent with still resilient activity outlook. 00:01:24.124 -- 00:01:29.392 In terms of inflation and monetary policy, Seasonally adjusted inflation 00:01:29.392 -- 00:01:34.939 improved into year-end. However, January CPI figure reinforces...