PERSONAL GROUP HOLDINGS PLC (PGH) — Full Year Results

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04bad-6fe8-7fb1-8dc8-e647847bdadc Created: 2026-08-29T04:01:39.569Z Duration: 2488.586 Channels: 1 00:00:02.320 -- 00:00:04.880 Good afternoon, and welcome to the PERSONAL GROUP 00:00:04.880 -- 00:00:08.160 HOLDINGS PLC Full Year Results Investor Presentation. 00:00:08.400 -- 00:00:10.160 Throughout this recorded presentation, 00:00:10.160 -- 00:00:12.080 investors will be in listen only mode. 00:00:12.635 -- 00:00:15.035 Questions are encouraged and can be submitted at 00:00:15.035 -- 00:00:16.715 any time using the Q and A tab 00:00:16.715 -- 00:00:18.314 situated on the right hand corner of your 00:00:18.314 -- 00:00:20.875 screen. Simply type in your questions and press 00:00:20.875 -- 00:00:22.875 send. The company may not be in a 00:00:22.875 -- 00:00:24.955 position to answer every question received during the 00:00:24.955 -- 00:00:27.500 meeting itself. However, the company will review all 00:00:27.500 -- 00:00:29.980 questions submitted today and publish responses where it 00:00:29.980 -- 00:00:32.380 is appropriate to do so. Before we begin, 00:00:32.380 -- 00:00:34.220 I would like to submit the following poll. 00:00:34.460 -- 00:00:35.580 And I would now like to hand you 00:00:35.580 -- 00:00:38.620 over to CEO, Deborah Frost. Good afternoon to 00:00:38.325 -- 00:00:38.805 you. 00:00:39.365 -- 00:00:42.005 Hello, everybody, and good afternoon. Thank you for 00:00:42.005 -- 00:00:45.285 coming to our preliminary holdings and stress sorry, 00:00:45.285 -- 00:00:46.485 preliminary results 00:00:46.645 -- 00:00:48.725 and, and strategy update. 00:00:49.045 -- 00:00:50.965 As we normally do, I'm going to take 00:00:50.965 -- 00:00:52.965 you through a very brief overview of the 00:00:52.965 -- 00:00...