PERSONAL GROUP HOLDINGS PLC (PGH) — Preliminary results for the year ended 31 December 2025

Investor webinar replay

Replay transcript excerpt

Good morning, and welcome to the PERSONAL GROUP HOLDINGS PLC FY twenty twenty five Results Investor Presentation. Throughout this recorded presentation, investors will be in listen only mode. Questions are encouraged and they can be submitted at any time using the Q and A tab situated on the right hand corner of your screen. Just simply type in your questions and press send. Before we begin, I would like to submit the following poll. And I would now like to hand you over to CEO, Paula Constant. Good morning to you. Thank you very much. Good morning, everybody. Welcome to a slightly cold end of week Friday, but we've had a great week presenting our results to various investors. And, obviously, we're super happy with our results for 2025. Hopefully, you know us well by now. I've been in PERSONAL GROUP for about three years, coming up to three years, Sarah slightly longer. And it's it's been fantastic to have run this business with Sarah, and this is her last results with us. So a big thank you to everything that that you've done, Sarah. Okay. So moving moving on to, the business, a quick snapshot of of last year. It was another fantastic year for us, particularly on insurance, another record insurance sales performance. Sales up 11%, API up 12%. All of our metrics, you know, really performing strongly across both, what we what we sign up and sell, but the the superb quality that we deliver that I can come on to in a little bit. We've also put huge efforts into expanding our addressable employee base, so winning new insurance customers the employees that we need to land to achieve our our five year ambitions to grow the business. This is year one of our five year plan, so it's been brilliant to get ahead with that 50,000 new employees that we've added to the the base of...