Oscar Health, Inc. (OSCR) Q1 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:05.438 time. After the speaker's prepared remarks, there will be a question and answer session. 00:00:05.438 -- 00:00:10.044 If you'd like to ask a question during that time, please press star followed by one on 00:00:10.044 -- 00:00:15.051 your telephone keypad. Thank you. I will now like to turn the call over to 00:00:15.051 -- 00:00:20.816 Chris Potichar, Vice President of Treasury and Investor Relations. 00:00:21.519 -- 00:00:25.725 Good morning, everyone. Thank you for joining us for our first quarter 2025 earnings 00:00:25.725 -- 00:00:30.686 call. Mark Berlini, Oscar Held's Chief Executive Officer, and Scott Blackley, Oscar's 00:00:30.686 -- 00:00:34.112 Chief Financial Officer, will host this morning's call. 00:00:34.112 -- 00:00:39.257 This call can also be accessed through our investor relations website at ir.hioscar.com. 00:00:40.201 -- 00:00:44.388 Full details of our results and additional management commentary are available in our 00:00:44.388 -- 00:00:50.194 earnings release, which can be found on our investor relations website at ir.hioscar.com. 00:00:51.010 -- 00:00:54.855 Any remarks that Oster makes about the future constitute forward-looking statements within 00:00:54.855 -- 00:00:58.739 the meaning of safe harbor provisions under the Private Securities Litigation Reform 00:00:58.739 -- 00:01:00.842 Act of 1995. 00:01:00.842 -- 00:01:04.947 Actual results may differ materially from those indicated by those forward-looking statements 00:01:04.947 -- 00:01:09.292 as a result of various important factors, including those discussed in our annual report 00:01:09.292 -- 00:01:13.437 on Form 10-K for the period ended December 31, 2024, 00:01:13.437 -- 00:01:18.194 filed with the SEC, and other filings with the SEC, including ...