Oscar Health, Inc. (OSCR) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.495 Good morning. My name is Jeannie and I will be your conference operator today. 00:00:03.495 -- 00:00:08.680 At this time, I would like to welcome everyone to Oscar Health's first quarter 00:00:08.680 -- 00:00:13.746 2026 earnings conference call. All lines have been placed on mute to 00:00:13.746 -- 00:00:18.631 prevent any background noise. After the speaker's remarks, there will be a question and 00:00:18.631 -- 00:00:23.437 answer session. If you would like to ask a question during this time, simply press star 00:00:23.437 -- 00:00:26.960 followed by the number one on your telephone keypad. 00:00:26.960 -- 00:00:30.002 If you would like to withdraw your question, Press star 1 again. 00:00:30.002 -- 00:00:34.928 Today, we ask you to limit to one question and one follow-up. 00:00:34.928 -- 00:00:40.335 Thank you. I will now turn the conference over to Chris Potichar, Vice President of Treasury 00:00:40.335 -- 00:00:42.935 and Investor Relations. 00:00:44.680 -- 00:00:48.866 Good morning, everyone. Thank you for joining us for our first quarter 2026 earnings 00:00:48.866 -- 00:00:53.572 call. Mark Bertolini, Oscar Hell's Chief Executive Officer, and Scott Blackley, Oscar 00:00:53.572 -- 00:00:57.052 Hell's Chief Financial Officer, will host this morning's call. 00:00:57.052 -- 00:01:02.397 This call can also be accessed through our investor relations website at ir.highoscar.com. 00:01:02.880 -- 00:01:07.046 Full details of our results and additional management commentary are available in our 00:01:07.046 -- 00:01:13.011 earnings release, which can be found on our investor relations website at ir.highoscar.com. 00:01:13.875 -- 00:01:17.761 Any remarks that Oscar makes about the future constitute forward-looking statements within 00:...