Oscar Health, Inc. (OSCR) Q2 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:03.914 Good morning. My name is Jeannie and I will be your conference operator today. 00:00:03.914 -- 00:00:08.877 At this time, I would like to welcome everyone to Oscar Health's second quarter 2026 00:00:08.877 -- 00:00:13.860 earnings conference call. All lines have been placed on mute to prevent any background 00:00:13.860 -- 00:00:19.024 noise. After the speaker's remarks, there will be a question and answer session. 00:00:19.024 -- 00:00:22.746 If you would like to ask a question during this time, simply press star followed by the 00:00:22.746 -- 00:00:27.649 number one on your telephone keypad. If you would like to withdraw your question, press 00:00:27.649 -- 00:00:33.245 star one again. Today, we do ask you limit yourself to one question and one follow-up. 00:00:33.245 -- 00:00:38.629 Thank you. I will now turn the call over to Chris Potochar, Vice President of Treasury 00:00:38.629 -- 00:00:41.189 and Investor Relations. 00:00:41.330 -- 00:00:45.713 Good morning, everyone. Thank you for joining us for our second quarter 2026 earnings 00:00:45.713 -- 00:00:50.437 call. Mark Bertolini, Oscar Hell's Chief Executive Officer, and Scott Blackley, Oscar 00:00:50.437 -- 00:00:53.599 Hell's Chief Financial Officer, will host this morning's call. 00:00:53.599 -- 00:00:58.861 This call can also be accessed through our Investor Relations website at ir.hioscar.com. 00:00:59.795 -- 00:01:04.018 All details of our results and additional management commentary are available in our 00:01:04.018 -- 00:01:09.480 earnings release, which can be found on our investor relations website at ir.hioscar.com. 00:01:10.442 -- 00:01:14.344 Any remarks that Oscar makes about the future constitute forward-looking statements within 00:01:14.344 -- 00:01:18.067 t...