Oscar Health, Inc. (OSCR) Q2 2025 Earnings Call

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WEBVTT 00:00:00.000 -- 00:00:04.800 Star 1 again. Thank you. I will now turn the conference over to Chris Portachar, Vice 00:00:04.800 -- 00:00:07.180 President of Treasury and Investor Relations. 00:00:07.180 -- 00:00:09.400 Please go ahead. 00:00:09.400 -- 00:00:13.680 Good morning, everyone. Thank you for joining us for our second quarter 2025 earnings 00:00:13.680 -- 00:00:18.720 call. Mark Berlini, Oscar Hell's Chief Executive Officer, and Scott Blackley, Oscar's 00:00:18.720 -- 00:00:21.740 Chief Financial Officer, will host this morning's call. 00:00:21.740 -- 00:00:27.240 This call can also be accessed through our investor relations website at .hioscar.com. 00:00:27.940 -- 00:00:32.200 Full details of our results and additional management commentary are available in our 00:00:32.200 -- 00:00:37.960 earnings release, which can be found on our investor relations website at .hioscar.com. 00:00:39.040 -- 00:00:43.040 Any remarks that Oscar makes about the future constitute forward-looking statements within 00:00:43.040 -- 00:00:46.760 the meaning of safe harbor provisions under the Private Securities Litigation Reform 00:00:46.760 -- 00:00:49.120 Act of 1995. 00:00:49.120 -- 00:00:53.200 Actual results may differ materially from those indicated by those forward-looking statements 00:00:53.200 -- 00:00:57.820 as a result of various important factors, including those discussed in our annual report 00:00:57.820 -- 00:01:03.080 on Form 10-K for the period ended December 31, 2024, and the quarterly report 00:01:03.080 -- 00:01:08.180 on Form 10-Q for the period ended March 31, 2025, each is filed with 00:01:08.180 -- 00:01:13.380 the SEC, and other filings with the SEC, including our quarterly report on Form 10-Q 00:01:13.380 -- 00:01:18.960 for the quarterly period e...