First BanCorp. New (FBP) Q1 2025 Earnings Call

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WEBVTT 00:00:01.887 -- 00:00:07.212 Hello, everyone, and thank you for joining the first Bancorp First Quarter 2025 Financial 00:00:07.212 -- 00:00:12.117 Results Conference Call. My name is Marie, and I will be coordinating your call today. 00:00:12.117 -- 00:00:16.061 During the presentation, you can register your question by pressing star followed by 00:00:16.061 -- 00:00:20.346 one on your telephone keypad. And if you change your mind, please press star followed 00:00:20.346 -- 00:00:25.631 by two. I will now hand over to your host, Ramon Rodriguez, Investor Relations Officer, 00:00:25.631 -- 00:00:28.952 to begin. Please go ahead. 00:00:30.115 -- 00:00:34.058 Thank you, Mary. Good morning, everyone, and thank you for joining First Bank Corp's 00:00:34.058 -- 00:00:37.724 conference call and webcast to discuss the company's financial results for the first 00:00:37.724 -- 00:00:42.812 quarter of 2025. Joining you today from First Bank Corp are Aurelio Alemán, 00:00:42.812 -- 00:00:47.359 President and Chief Executive Officer, and Orlando Vergés, Executive Vice President and 00:00:47.359 -- 00:00:52.447 Chief Financial Officer. Before we begin today's call, it is my responsibility to inform 00:00:52.447 -- 00:00:56.354 you that this call may involve certain forward-looking statements, such as projections 00:00:56.354 -- 00:01:00.779 of revenue, earnings, and capital structure, as well as statements on the plans and objectives 00:01:00.779 -- 00:01:05.045 of the company's business. The company's actual results could differ materially from 00:01:05.045 -- 00:01:09.331 the forward-looking statements made due to the important factors described in the company's 00:01:09.331 -- 00:01:14.598 latest SEC filings. The company assumes no obligation to update any forward-looki...