First BanCorp. New (FBP) Q4 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello and welcome everyone to the first Bancorp 4Q 2025 and full year 2025 financial results. My name is Becky and I will be your operator today. All lines will be muted throughout the presentation portion of the call with a chance for Q&A at the end. If you wish to ask a question in this time, please press start followed by one on your telephone keypads. I will now hand over to your host Ramon Rodriguez, Investor Relations Officer to begin. Please go ahead. Thank you, Becky. Good morning, everyone. Thank you for joining First Bank Corp's conference call and webcast to discuss the company's financial results for the fourth quarter and full year 2025. Joining you today from First Bank Corp are Aurelio Alemán, President and Chief Executive Officer, and Orlando Vérez, Executive Vice President and Chief Financial Officer. Before we begin today's call, it is my responsibility to inform you that this call may involve certain forward-looking statements, such as projections of revenue, earnings, and capital structure, as well as statements on the plans and objectives of the company's business. The company's actual results could differ materially from the forward-looking statements made due to the important factors described in the company's latest SEC file. The company assumes no obligation to update any forward-looking statements made during the call. If anyone does not already have a copy of the webcast presentation or press release, you can access them at our website at fbbinvestor.com. At this time, I'd like to turn the call over to our CEO, Aurelio Aleman. Thanks, Ramon, and good morning to everyone, and thank you for joining our call today. Our results for this quarter represent a strong capstone to a year of outstanding performance and disciplined execution highlighte...