First BanCorp. New (FBP) Q2 2026 Earnings Call

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WEBVTT 00:00:00.051 -- 00:00:05.293 Good morning and welcome to the First Bancorp Second Quarter 2026 Financial Results Conference 00:00:05.293 -- 00:00:09.415 Call. All participants are in a listen-only mode. 00:00:09.415 -- 00:00:13.256 After the speaker's remarks, we will conduct a question and answer session. 00:00:13.256 -- 00:00:16.637 To ask a question at this time, you will need to press star followed by the number 1 00:00:16.637 -- 00:00:19.138 on your telephone keypad. 00:00:19.138 -- 00:00:21.239 As a reminder, this conference call is being recorded. 00:00:21.239 -- 00:00:26.561 I would now like to turn the call over to Ramon Rodriguez, First Bancorp's 00:00:26.561 -- 00:00:29.292 Corporate Strategy and Investment Relations Officer. 00:00:29.292 -- 00:00:31.972 Thank you. Please go ahead. 00:00:32.094 -- 00:00:34.455 Thank you, Julian. Good morning, everyone. 00:00:34.455 -- 00:00:38.117 Thank you for joining First Bank Corp's conference call and webcast to discuss the company's 00:00:38.117 -- 00:00:40.378 financial results for the second quarter of 2026. 00:00:40.378 -- 00:00:45.641 I'm here with Aurelio Alemán, President and Chief Executive Officer, and Said Ortiz, 00:00:45.641 -- 00:00:50.264 CFO, Chief Financial Officer. Before we begin today's call, it is my responsibility to 00:00:50.264 -- 00:00:54.286 inform you that this call may involve certain forward-looking statements, such as rejections 00:00:54.286 -- 00:00:58.488 of revenue, earnings, and capital structure, as well as statements on the plans and objectives 00:00:58.488 -- 00:01:02.670 of the company's business. The company's actual results could differ materially from 00:01:02.670 -- 00:01:06.951 the forward-looking statements made due to the important factors described in the company's 00...