First BanCorp. New (FBP) Q1 2026 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:06.137 Good morning and welcome to the first Bancorp Q1 2026 Financial Results Conference Call. 00:00:06.137 -- 00:00:08.999 All participants are in a listen-only mode. 00:00:08.999 -- 00:00:12.763 After the speaker's remarks, we will conduct a question and answer session. 00:00:12.763 -- 00:00:16.506 To ask a question at this time, you will need to press star followed by the number one 00:00:16.506 -- 00:00:18.688 on your telephone keypad. 00:00:18.688 -- 00:00:21.891 As a reminder, this conference call is being recorded. 00:00:21.891 -- 00:00:25.895 I would now like to turn the call over to Germán Rodríguez, Corporate Strategy and Investor 00:00:25.895 -- 00:00:29.216 Relations. Thank you. Please go ahead. 00:00:29.731 -- 00:00:31.994 Thank you, Julian. Good morning, everyone. 00:00:31.994 -- 00:00:35.838 Thank you for joining First Bank Corp's conference call and webcast to discuss the company's 00:00:35.838 -- 00:00:38.841 financial results for the first quarter of 2026. 00:00:38.841 -- 00:00:42.946 I'm here with Aurelio Alemán, President and Chief Executive Officer, and Orlando Vérez, 00:00:42.946 -- 00:00:48.012 Chief Financial Officer. Before we begin today's call, it is my responsibility to inform 00:00:48.012 -- 00:00:51.856 you that this call may involve certain forward-looking statements, such as projections 00:00:51.856 -- 00:00:56.221 of revenue, earnings, and capital structure, as well as statements on the plans and objectives 00:00:56.221 -- 00:01:00.114 of the company's business. The company's actual results could differ materially from 00:01:00.114 -- 00:01:04.020 the forward-looking statements made due to the important factors described in the company's 00:01:04.020 -- 00:01:09.028 latest SEC filings. The company assumes...