First BanCorp. New (FBP) Q3 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Thank you for your patience, everyone. The First Bank Third Quarter 2025 financial results will begin in five minutes time. In the meantime, you can register to ask questions by pressing star followed by one on your telephone keypad. Thank you. Thank you. Hello and welcome to the first Bancorp third quarter 2025 financial results. My name is Carla and I will be coordinating your call today. During the presentation, you can register to ask questions by pressing star followed by one on your telephone keypad. If you change your mind, please press star followed by two. I would now like to hand you over to the investor relations officer, Ramon Rodriguez, to begin. Please go ahead when you're ready. Thank you, Carla. Good morning, everyone, and thank you for joining First Bank Corp's conference call and webcast to discuss the company's financial results for the third quarter of 2025. Joining you today from First Bank Corp are Aurelio Alemán, President and Chief Executive Officer, and Orlando Vergés, Executive Vice President and Chief Financial Officer. Before we begin today's call, it is my responsibility to inform you that this call may involve certain forward-looking statements, such as projections of revenue, earnings, and capital structure, as well as statements on the plans and objectives of the company's business. The company's actual results could differ materially from the forward-looking statements made due to the important factors described in the company's latest SEC filings. The company assumes no obligation to update any forward-looking statements made during the call. If anyone does not already have a copy of the webcast presentation or press release, you can access them at our website at fbbinvestor.com. At this time, I'd like to turn the call over to our CE...