First BanCorp. New (FBP) Q3 2025 Earnings Call

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WEBVTT 00:00:00.183 -- 00:00:05.717 Thank you for your patience, everyone. The First Bank Third Quarter 2025 financial 00:00:05.717 -- 00:00:10.169 results will begin in five minutes time. In the meantime, you can register to ask questions 00:00:10.169 -- 00:00:14.274 by pressing star followed by one on your telephone keypad. 00:01:26.228 -- 00:01:28.228 Thank 00:01:28.344 -- 00:01:30.344 you. 00:03:07.951 -- 00:03:11.070 Thank you. 00:04:43.733 -- 00:04:48.741 Hello and welcome to the first Bancorp third quarter 2025 financial 00:04:48.741 -- 00:04:52.707 results. My name is Carla and I will be coordinating your call today. 00:04:52.707 -- 00:04:56.213 During the presentation, you can register to ask questions by pressing star followed 00:04:56.213 -- 00:05:00.019 by one on your telephone keypad. If you change your mind, please press star followed 00:05:00.019 -- 00:05:05.287 by two. I would now like to hand you over to the investor relations officer, 00:05:05.287 -- 00:05:09.911 Ramon Rodriguez, to begin. Please go ahead when you're ready. 00:05:10.876 -- 00:05:14.758 Thank you, Carla. Good morning, everyone, and thank you for joining First Bank Corp's 00:05:14.758 -- 00:05:18.383 conference call and webcast to discuss the company's financial results for the third 00:05:18.383 -- 00:05:20.205 quarter of 2025. 00:05:20.205 -- 00:05:25.011 Joining you today from First Bank Corp are Aurelio Alemán, President and Chief Executive 00:05:25.011 -- 00:05:30.418 Officer, and Orlando Vergés, Executive Vice President and Chief Financial Officer. 00:05:30.418 -- 00:05:34.643 Before we begin today's call, it is my responsibility to inform you that this call may 00:05:34.643 -- 00:05:38.968 involve certain forward-looking statements, such as projections of revenue, earnings, 00:...