Agricultural Bank Of China Limited Class A · SSE:601288

Agricultural Bank Of China Limited Class A — H1 2018 Earnings Presentation

22 slides from Agricultural Bank Of China Limited Class A's earnings presentation, August 2018

  1. Slide 1: 2018 Interim Results Presentation

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx 2018 Interim Results Presentation Hong Kong / Beijing IFRS August, 2018 0

  2. Slide 2: Disclaimer

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Disclaimer Information contained in this material does not constitute an offer of, or an invitation to purchase or subscribe for, the securities of the Agricultural Bank of China Limited (the “Company”) in Hong Kong, the United States or

  3. Slide 3: Financial Performance / Business Development / Future Outlook

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 2 2

  4. Slide 4: Performance Summary

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Performance Summary RMB 100MM 30 Jun 2018 31 Dec 2017 Change Total Assets 219,209 210,534 4.1% Total Loans and Advances 114,631 107,206 6.9% Total Liabilities 203,511 196,240 3.7% Total Deposits 169,399 161,943 4.6% Capital Adequacy Rati

  5. Slide 5: Profitability: Stable Growth in Net Profit, ROAA and ROAE Remain at High Level

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Profitability: Stable Growth in Net Profit，ROAA and ROAE Remain at High Level Net Profit ROAA RMB 100MM 1.15% 1.08% 1.08% 1,160 1,087 1,051 2016H1 2017H1 2018H1 ROAE 17.63% 16.74% 16.72% 2016H1 2017H1 2018H1 2016H1 2017H1 2018H1 4 4

  6. Slide 6: Net Interest Income: Recovery of Income, Interest Margin Continued to Grow

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Net Interest Income: Recovery of Income, Interest Margin Continued to Grow Daily Average Balance of Interest-bearing Assets Net Interest Income Continued to Grow Continued to Grow RMB 100MM RMB 100MM 2,338 200,328 193,679 2,113 176,903 1

  7. Slide 7: Intermediary Income: Increases YoY with New Growth Areas

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Intermediary Income: Increases YoY with New Growth Areas Net Fee and Commission income Emerging Businesses Maintained Rapid Growth RMB 100MM RMB 100MM 112 92 511 425 436 2017H1 Credit Card 2018H1 91 66 2017H1 2018H1 E-banking 28 20 2016H

  8. Slide 8: Cost and Expenses: Cost-to-Income Ratio Declines

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Cost and Expenses: Continued Transformation and Development, Cost-to-Income Ratio Declines Stable Operating Expenses Declining Cost-to-Income Ratio RMB 100MM Decline 0.4% 1,014 1,010 943 30.03% 28.31% 26.67% 2016H1 2017H1 2018H1 2016H1 2

  9. Slide 9: Asset Quality: Successful “Balance Sheet Cleaning” Plan

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Asset Quality：Successful “Balance Sheet Cleaning” Plan，Both NPL Balance and NPL Ratio Declined Decline in Both NPL Balance and NPL Ratio Strict and Prudent Asset Classification RMB 100MM 119% 2,308 115% 113% 1,940 1,859 2016 2017 2018H1

  10. Slide 10: Provision Coverage: Continuously Enhanced Risk Buffer

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Provision Coverage: Continuously Enhanced Risk Buffer Sufficient Loan Provisions Provision Level Well-ahead of Peers RMB 100MM 248% 667 208% 173% 415 351 1.20% 0.82% 4.12% 4.03% 0.77% 3.77% 2016H1 2017H1 2018H1 2016 2017 2018H1 Loan Prov

  11. Slide 11: Capital Adequacy Ratio: Private Placement Successfully Completed

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Capital Adequacy Ratio: Private Placement Successfully Completed, Capital Greatly Enhanced Capital Adequacy Ratio 14.77% 13.74% 13.04% 11.79% 11.06% 11.26% 11.19% 10.38% 10.63% 2016 2017 2018H1 CET1 Capital Adequacy Ratio Tier 1 Capital

  12. Slide 12: Financial Performance / Business Development / Future Outlook

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 11 11

  13. Slide 13: Corporate Business: Remarkable Success in Supporting Real Economy

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Corporate Business: Remarkable Success in Supporting Real Economy with Continued Structural Optimization Stable Growth in Corporate Deposits Rapid Growth in Corporate Loans RMB 100MM 67,465 65,514 63,794 61,476 55,997 53,683 2016 2017 20

  14. Slide 14: Retail Business: Further Solidified Competitiveness

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Retail Business: Further Solidified Competitiveness Stable Growth in Personal Deposits Rapidly Growing Personal Loans RMB100MM RMB100MM 40,003 433,72 92,465 95,642 33,409 88,151 37.3% 37.8% 34.4% 2016 2017 2018H1 2016 2017 2018H1 Persona

  15. Slide 15: County Business: Contribution Steadily Rising

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx County Business: Contribution Steadily Rising Increasing Overall Contribution of County Rapid Growth in County Deposits and Loans Business RMB100MM 3.32% 12.2% 72,510 Higher Higher 69,157 38,203 28 bps 1.9pps 35,684 3.04% 10.3% 2017 2018

  16. Slide 16: Asset Management Business: Prudent compliance and development

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Asset Management Business: Prudent compliance and development Stable Development of Wealth Management Continued Growth in Custodian Business Daily Average Balance Business Revenue RMB100MM RMB100MM 18,465 4,716 17,524 4,334 21.4 19.7 201

  17. Slide 17: Internet Finance: Improved Value Creation

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Internet Finance: Improved Value Creation Improved Service Functions and Strengthened Continued Transformation and Upgrading 互联网金融创新试点进展良好 Corporate Business 10,000 clients 2.46 Hui Nong 581 e-loans 532 China’s “No.1 Hui Nong 1.01 Projec

  18. Slide 18: International Business and Comprehensive Operations

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx International Business and Comprehensive Operations: Improved Cross-border Multi-functional Service Capabilities Stable Development of Subsidiaries with Enhanced Cross-border Service Capabilities Comprehensive Business US$100MM RMB100MM

  19. Slide 19: Financial Performance / Business Development / Future Outlook

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 18 18

  20. Slide 20: Future Outlook

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Future Outlook Strive to become a first-class international commercial bank group with unique operations, efficient services, comprehensive and synergetic functions, and exceptional value creation abilities Serve The Real Control Acceler

  21. Slide 21: Future Outlook—Business Plan for 2018 H2

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Future Outlook—Business Plan for 2018 H2 Focus on key areas, improve the accuracy and precision of services for the real economy Strength system management, improve competitiveness of deposit business Consolidate advantages, eliminate sh

  22. Slide 22: Thank you! Q&A

    chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Thank you! Q&A 21 21

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