Agricultural Bank Of China Limited Class A · SSE:601288
Agricultural Bank Of China Limited Class A — FY2018 Earnings Presentation
22 slides from Agricultural Bank Of China Limited Class A's earnings presentation, March 2019
Slide 1: 2018 Annual Results Presentation
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx 2018 Annual Results Presentation Hong Kong / Beijing IFRS March, 2019 0
Slide 2: Disclaimer
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Disclaimer Information contained in this material does not constitute an offer of, or an invitation to purchase or subscribe for, the securities of the Agricultural Bank of China Limited (the “Company”) in Hong Kong, the United States or
Slide 3: Financial Performance / Business Development / Outlook for 2019
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Outlook for 2019 2 2
Slide 4: Performance Summary
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Performance Summary RMB 100MM 31 Dec 2018 31 Dec 2017 Change Total Assets 226,095 210,534 7.4% Total Loans and Advances 119,407 107,206 11.4% Total Liabilities 209,347 196,240 6.7% Total Deposits 173,463 161,943 7.1% Capital Adequacy Rat
Slide 5: Profitability: Stable Growth in Net Profit, ROAA and ROAE Remain at High Level
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Profitability: Stable Growth in Net Profit，ROAA and ROAE Remain at High Level Net Profit ROAA and ROAE RMB 100MM 15.14% 14.57% 13.66% 2,026 ROAA 1,931 ROAE 0.99% 0.95% 0.93% 1,841 2016 2017 2018 Basic Earnings per Share RMB 0.59 0.55 0.5
Slide 6: Net Interest Income: Interest Margin Continued to Grow
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Net Interest Income: Interest Margin Continued to Grow Daily Average Balance of Interest-bearing Assets Stable Growth in Net Interest Income Continued to Grow RMB 100MM RMB 100MM 205,416 193,679 176,903 4,778 4,419 3,981 2016 2017 2018 G
Slide 7: Intermediary Income: Increases YoY with Rapid Growth in Emerging Businesses
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Intermediary Income: Increases YoY with Rapid Growth in Emerging Businesses Net Fee and Commission income Emerging Businesses Maintained Rapid Growth RMB 100MM 233 194 909 781 2017 Credit Card 2018 729 196 146 2017 E-banking 2018 23.2 20
Slide 8: Cost and Expenses: Cost-to-Income Ratio Continuously Decline
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Cost and Expenses:“Efficiency Enhanced Plan” achieved steady progress， Cost-to-Income Ratio Continuously Decline Stable Operating Expenses Declining Cost-to-Income Ratio RMB 100MM 2,140 2,053 1,970 34.59% 32.96% 31.27% 2016 2017 2018 201
Slide 9: Asset Quality: Successful Balance Sheet Cleaning Plan
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Asset Quality：Successful “Balance Sheet Cleaning” Plan，Both NPL Balance and NPL Ratio Declined Decline in Both NPL Balance and NPL Ratio Strict and Prudent Asset Classification RMB 100MM 119% 116% 2,308 107% 1,940 1,900 2016 2017 2018 Ov
Slide 10: Provision Coverage: Continuously Enhanced Risk Buffer
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Provision Coverage: Continuously Enhanced Risk Buffer Prudent Loan Provisions Provision Level Well-ahead of Peers RMB 100MM 252% 1,301 208% 929 173% 789 1.15% 0.91% 0.85% 4.12% 4.02% 3.77% 2016 2017 2018 2016 2017 2018 Provision Charges
Slide 11: Capital Adequacy Ratio: Continuously Growing
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Capital Adequacy Ratio: Continuously Growing, “Strengthen Capital Plan”achieved initial success Capital Adequacy Ratio 15.12% 13.74% 13.04% 12.13% 11.26% 11.55% 11.06% 10.38% 10.63% 2016 2017 2018 CET1 Capital Adequacy Ratio Tier 1 Capit
Slide 12: Business Development
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Outlook for 2019 11 11
Slide 13: Corporate Business: Remarkable Success in Supporting Real Economy
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Corporate Business: Remarkable Success in Supporting Real Economy Stable Growth in Corporate Deposits and Loans Support for National Strategies RMB 100MM 63,794 61,476 65,591 65,144 Construction of “The Belt 55,997 53,683 Xiongan New and
Slide 14: Retail Business: Further Solidified Competitiveness
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Retail Business: Further Solidified Competitiveness Stable Growth in Personal Deposits Rapidly Growing Personal Loans RMB 100MM RMB 100MM 97,920 40,003 46,659 88,151 92,465 33,409 54.3% 52.9% 39.1% 51.5% 37.3% 34.4% 2016 2017 2018 Person
Slide 15: County Business: Rapid Growth
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx County Business: Rapid Growth Rapid Growth in County Deposits and Loans Increasing Overall Contribution of County Business RMB 100MM 73,806 69,157 40,059 35,684 60% 41% 2017 2018 2017 2018 Increase in County Personal Increase in County C
Slide 16: Inclusive Finance: Fulfill Social Responsibilities
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Inclusive Finance：Fulfill Social Responsibilities Increase in Inclusive Financial Loan Meets the Rapid Growth in Inclusive Financial Loans Requirements for Reduce RRR two tranches 10,000 clients, RMB 100MM 4,937 244.5 3,830 11.60% 216.1
Slide 17: Asset Management Business: Steady Growth
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Asset Management Business: Steady Growth Wealth Management Business （not include structured deposit） Custodian Business RMB100MM RMB100MM 17,195 35.98 15,883 16,601 33.68 4,921 4,334 2016 2017 2018 Pension Under Management Custodian Busi
Slide 18: Internet Finance: Continuously Improved Value Creation
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Internet Finance: Continuously Improved Value Creation Corporate Financial Service Platform Hui Nong E-Access Platform 10,000 clients, RMB100MM 10,000 clients, RMB100MM 620 172 267 5,863 531 149 156 2,492 2017 2018 2017 2018 2017 2018 20
Slide 19: International Business and Comprehensive Operations
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx International Business and Comprehensive Operations: Improved Cross-border Multi-functional Service Capabilities Stable Development of Subsidiaries with Enhanced Cross-border Service Capabilities Comprehensive Business USD100MM RMB100MM
Slide 20: Outlook for 2019
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Outlook for 2019 19 19
Slide 21: Key Business Plan for 2019
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Key Business Plan for 2019 1 Good Service 4 Innovation 2 Prevent Risk 5 Eliminate short board 3 Reform 6 Accelerate Transformation Focus on Strengthen Comprehensively Serve The Real Control Financial Continuous Innovation-driven promote
Slide 22: Thank you! Q&A
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Thank you! Q&A 21 21
Agricultural Bank of China — FY2018 Earnings Presentation on 6ix