Agricultural Bank Of China Limited Class A · SSE:601288
Agricultural Bank Of China Limited Class A — FY2022 Earnings Presentation
27 slides from Agricultural Bank Of China Limited Class A's earnings presentation, March 2023
Slide 1: 2022 ABC Annual Results Presentation
2022 ABC Annual Results Presentation A-share stock code: 601288 H-share stock code: 1288 March, 2023 Beijing/Hong Kong
Slide 2: Disclaimer
Information contained in this material does not constitute an offer of, or an invitation to purchase or subscribe for, the securities of the Agricultural Bank of China Limited (the “Company”) in Hong Kong, the United States or other areas. The securities of the Company has not been registered under
Slide 3: 2022 Overview: Key Achievements
In 2022, the Agricultural Bank of China earnestly implemented the decisions and arrangements of the CPC Central Committee and The State Council, adhered to the original mission of serving the real economy and people's livelihood, coordinated business operation and reform and innovation, firmly held
Slide 4: Main Business Indicators Created a Record High
Main Business Indicators Created a Record High
Slide 5: Remained Resilient of Business Operation
1 Remained Resilient of Business Operation The growth rate of net profit, operating income, and net fee and commission income continued to be stable Net Profit RMB 33.9 USD 145.22 +6.9% Trillion Billion 2,587 2,419 2021 2022 （The Board of Directors proposed） Dividend yield Dividends for each ten sha
Slide 6: Significant Enhancement of the Customer Money-Management Ability
1 Significant Enhancement of the Customer Money-Management The Increase in Credit and Financing Reached a Historical High Ability Total Loans Corporate Loans Bond investments Total Deposits Corporate Deposits Retail deposits Sum：RMB 19.8Trillion Balance： RMB 10.7Trillion Balance： RMB 9.32 Trillion B
Slide 7: Continuously Improve the Brand Image
1 Main Business Indicators Created a Record High Continuously Improve the Brand Image MPA Obtained “A rating” in four consecutive quarters Assessment in the central bank's MPA assessment in 2022 Rural revitalization financial services have been Rural rated as “Excellent", the highest rating in the R
Slide 8: Serving The Real Economy Showed Our New Actions
Serving The Real Economy Showed Our New Actions
Slide 9: Stable Economic Market Showed New Achievements
2 Stable Economic Market Showed New Achievements Focus on Supporting Financing Support the Construction of Support the Development of Support Inclusive Finance Support the Development with Policy and Development modern industrial system Strategic Emerging Industries Development of Private Enterprise
Slide 10: New Breakthroughs in The Development of Green Finance
2 New Breakthroughs in The Development of Green Finance Loan to Green Credit Self-Operated Green Underwrited and Issued Carbon- Green Brand Image Business Bonds Investment Issued Green Bonds Reduction Loans The balance of green The balance of self Underwrited and issued Accumulated issued MSCI ESG r
Slide 11: New Progress in Internationalization and Integration
2 New Progress in Internationalization and Integration The total assets of the subsidiaries of integrated operations increased steadily The total assets of the subsidiaries of integrated operations +9.5% Financing Business The Volume of Cross- of Export Credit Insurance Border Business in RMB 2021 2
Slide 12: A New Step in Serving The Agricultural Power
A New Step in Serving The Agricultural Power
Slide 13: Rated Excellent in Serving Rural Revitalization
3 Rated “Excellent” in The Regulator's Assessment of Serving Rural Revitalization for Two Consecutive Years The Balance of Loans in County Areas / RMB Trillion Continue to Consolidate and Expand the Achievements in Poverty Alleviation 2022 7.3 +17.9% Loan Balance of 832 Poverty Loan Balance of 160 N
Slide 14: Growth Rate of Credit Supply in Key Areas Reached a Higher Level
3 The Growth Rate of Credit Supply in Key Areas Development in Integration of Fintech and Reached a Higher Level Service Channels Loans for Grain in Key The balance of the online farmers' loan "Huinong E-loan" Areas +22.5% was RMB 747.7 billion, with a growth rate of 37.3%, accumulatively serving mo
Slide 15: New Achievements in Expanding Domestic Demand and Promoting Consumption
New Achievements in Expanding Domestic Demand and Promoting Consumption
Slide 16: Retail Loans
4 Loan balance amounted to RMB 7.55 trillion Loan balance amounted to RMB 5.35 trillion Retail RMB 428.1 billion increased Residential RMB 104.3 billion increased Loans Mortgage Increment maintained leading position in Increment maintained leading position in Loans the industry for three consecutive
Slide 17: New Progress in Real Estate Financial Services
New Progress in Real Estate Financial Services
Slide 18: Real Estate Financial Services Support
5 Supported and cooperated with local governments in “guaranteeing Supported outstanding real estate Focused on supporting the the delivery of property, people’s enterprises in optimizing the construction of affordable housing livelihood and stability” balance sheet and rental housing Affordable hou
Slide 19: Significant Achievements in Digital Transformation
Significant Achievements in Digital Transformation
Slide 20: Significant Achievements in Digital Transformation
6 Significant Achievements in Digital Transformation Continuously deepen the application data The ability to online financial service system was improved continuously Adhered to the main line of "data", and accelerated the construction of ten project frameworks as well ABC E-Loan The number of Month
Slide 21: Continuous Increase in Internal Growth Drivers
Continuous Increase in Internal Growth Drivers
Slide 22: Capital Adequacy and Cost-to-Income Ratios
7 The formation rate of The proportion of risk-weighted assets in Capital adequacy ratio Non-performing loans Cost-to-income ratio +7 BP decreased by remained stable total assets decreased by 2.86 percentage points 0.05 percentage point 61.40% 0.97% 0.92% 58.54% 31.63% 2022 2021 2022 2021 21
Slide 23: Steady Improvement in Asset Quality
Steady Improvement in Asset Quality
Slide 24: Asset Quality Remained Stable
8 Asset Quality Remained Stable Non-performing loan ratio The ratio of special-mentioned loans The ratio of overdue loans decreased by 0.06 percentage point decreased by 0.02 percentage point remained stable 1.43% 1.37% 1.48% 1.08% 1.08% 1.46% 2021 2022 2021 2022 2021 2022 Allowance to non-performin
Slide 25: Continuously Improved Capabilities to Guarantee Business Continuity
8 Continuously Improved The Capabilities to Guarantee Business Continuity The Capability to Overall Risk Significantly Enhanced the Capability Significantly Enhanced the Capability Management Continued to Improve to Market Risk Control to IT and Cyber-security Risks Control Continuously strengthened
Slide 26: Promoting high-quality economic development with high-quality financial services
Promoting high-quality economic development with high-quality financial services， making greater contributions to Chinese modernization！ Lead the way in serving the real Specialize in financial services Strengthen customer construction economy for rural revitalization and business development u Full
Slide 27: Thanks
SHRM | Ataf, Thanks
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