Agricultural Bank Of China Limited Class A · SSE:601288
Agricultural Bank Of China Limited Class A — FY2017 Earnings Presentation
22 slides from Agricultural Bank Of China Limited Class A's earnings presentation, March 2018
Slide 1: 2017 Annual Results Presentation
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx 2017 Annual Results Presentation Hong Kong / Beijing IFRS March, 2018 0
Slide 2: Disclaimer
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Disclaimer Information contained in this material does not constitute an offer of, or an invitation to purchase or subscribe for, the securities of the Agricultural Bank of China Limited (the “Company”) in Hong Kong, the United States or
Slide 3: Financial Performance / Business Development / Future Outlook
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 2 2
Slide 4: Performance Summary
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Performance Summary RMB100MM 31 Dec 2017 31 Dec 2016 Change Total Assets 210,534 195,701 7.6% Loans and Advances 107,206 97,196 10.3% Total Liabilities 196,240 182,485 7.5% Deposits 161,943 150,380 7.7% Capital Adequacy Ratio 13.74% 13.0
Slide 5: Profitability: Stable Growth in Net Profit, ROAA and ROAE Remain at a high level
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Profitability: Stable Growth in Net Profit，ROAA and ROAE Remain at a high level Net Profit ROAA RMB100MM 1,931 1.07% 0.99% 0.95% 1,841 1,808 2015 2016 2017 ROAE 16.79% 15.14% 14.57% 2015 2016 2017 2015 2016 2017 4 4
Slide 6: Net Interest Income: Recovering Net Interest Income with Stabilizing Interest Margin
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Net Interest Income: Recovering Net Interest Income with Stabilizing Interest Margin Daily Average Balance of Interest-bearing Assets Recovery of Net Interest Income Continued to Grow RMB100MM RMB100MM 193,679 4,361 4,419 176,903 163,830
Slide 7: Intermediary Income: Declined YoY, New Growth Areas Building up
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Intermediary Income: Declined YoY, New Growth Areas Building up Net Fees and Commissions Adjusted Net Fees and Commissions* RMB100MM RMB100MM 825 909 729 912 921 *Excluding Impacts of the Assets Disposal of on Behalf of the MOF 2015 2016
Slide 8: Cost and Expenses: Controlling Cost According to Income, Cost-to-Income Ratio Declined
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Cost and Expenses: Controlling Cost According to Income, Cost- to-Income Ratio Declined Stabled Operating Expenses Cost-to-Income Ratio Declined RMB100MM 2,258 2,053 1,970 34.59% 33.28% 32.96% 2015 2016 2017 2015 2016 2017 7 7
Slide 9: Asset Quality: Successful Balance Sheet Cleaning Plan
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Asset Quality：Successful “Balance Sheet Cleaning” Plan，Both NPL Balance and NPL Ratio Declined Decline in Both NPL Balance and NPL Ratio Strict and Prudent Asset Classification RMB100MM 131% 2,308 119% Decreased 2,129 Decrease 4 pps 115%
Slide 10: Provision Coverage: Continuously Enhanced Risk Buffer
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Provision Coverage: Continuously Enhanced Risk Buffer Sufficient Loan Provisions Provision Level Well-ahead of Peers RMB100MM 929 208% Increased 819 14 bn 189% 789 173% 0.96% 0.91% 0.85% 4.53% 4.12% 3.77% 2015 2016 2017 2015 2016 2017 Lo
Slide 11: Capital Adequacy Ratio: Continues to Meet Regulatory Requirements
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Capital Adequacy Ratio: Continues to Meet Regulatory Requirements Capital Adequacy Ratio 13.74% 13.40% 13.04% 11.06% 11.26% 10.96% 10.63% 10.24% 10.38% 2015 2016 2017 CET1 Capital Adequacy Ratio Tier 1 Capital Adequacy Ratio Capital Adeq
Slide 12: Financial Performance / Business Development / Future Outlook
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 11 11
Slide 13: Corporate Business: Remarkable Success in Supporting Real Economy
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Corporate Business: Remarkable Success in Supporting Real Economy with Continued Structural Optimization Stable Growth in Corporate Deposits and Significant Support for National Strategies Loan Expansion RMB100MM RMB100MM Loans to Major
Slide 14: Retail Business: Further Solidified Competitiveness
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Retail Business: Further Solidified Competitiveness Stable Growth in Personal Deposits Rapidly Growing Personal Loans RMB100MM RMB100MM 40,003 88,151 92,465 33,409 80,656 27,279 51.5% 52.9% 37.3% 48.3% 34.4% 30.6% 2015 2016 2017 2015 201
Slide 15: County Business: Contribution Steadily Rising
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx County Business: Contribution Steadily Rising Increasing Overall Contribution of County Rapid Growth in County Deposits and Loans Business RMB100MM 832 3.27% 69,157 Higher 64,211 35 bps 659 35,684 31,783 34.7% 2.92% 29.1% 2016 2017 Count
Slide 16: Asset Management Business: Steady Development
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Asset Management Business: Steady Development Stable Development of Wealth Management Continuous Growth in Assets Under Custody Business RMB100MM RMB100MM 15,773 16,312 17,608 102,931 90,039 20% 4,334 28% 14% 3,721 2015 2016 2017 Pension
Slide 17: Internet Finance: Improved Value Creation
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Internet Finance: Improved Value Creation Improved Service Functions and Strengthened Continued Transformation and Upgrading Corporate Business 10,000 clients China’s “No.1 Project” For Sannong 532 85% Up 34% 448 51% ABC’s Revitalize Con
Slide 18: International Business and Comprehensive Operations
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx International Business and Comprehensive Operations: Improved Cross-border Multi-functional Service Capabilities Stable Development of Subsidiaries with Enhanced Cross-border Service Capabilities Comprehensive Business US$100MM RMB100MM
Slide 19: Financial Performance / Business Development / Future Outlook
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 18 18
Slide 20: Future Outlook
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Future Outlook Strive to become a first-class international commercial bank group with unique operations, efficient services, comprehensive and synergetic functions, and exceptional value creation abilities Serve The Real Control Acceler
Slide 21: Future Outlook – Business Plan for 2018
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Future Outlook – Business Plan for 2018 Seize opportunities arising from rural revitalization strategy, expand “Sannong” financial services, strengthen differentiation competitive advantages Serve supply-side structural reform，improve co
Slide 22: Thank you! Q&A
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Thank you! Q&A 21 21
Agricultural Bank of China — FY2017 Earnings Presentation on 6ix