Agricultural Bank Of China Limited Class A · SSE:601288
Agricultural Bank Of China Limited Class A — H1 2023 Earnings Presentation
24 slides from Agricultural Bank Of China Limited Class A's earnings presentation, August 2023
Slide 1: Agricultural Bank of China 2023 Interim Results Presentation
Agricultural Bank of China 2023 Interim Results Presentation （A-share stock code: 601288 H-share stock code: 1288） August,2023 Beijing 1
Slide 2: Agricultural Bank of China 2023 Interim Results Presentation
Agricultural Bank of China 2023 Interim Results Presentation Business Served the Construction Served the Real Internal Driving Force Asset Quality Operations Kept of a Strong Agricultural Economy for Development Country 2
Slide 3: Business Operations Kept Balanced and Stable
Business Operations Kept Balanced and Stable
Slide 4: 1.1 Business Operations Kept Balanced and Stable: Stable Value Creation Ability
1.1 Business Operations Kept Balanced and Stable： Stable Value Creation Ability The key financial indicators, including net profit, operating income, and net fee and commission income, continued showing a positive growth trend Unit: RMB 100 million +3.9% Net Profit 1,338 1,288 1,338 ROA hundred mill
Slide 5: 1.2 Balanced Development of Assets and Liabilities
1.2 Business Operations Kept Balanced and Stable： Balanced Development of Assets and Liabilities Assets Liabilities Total Assets Total Loans Total Liabilities Total Deposits Sum：RMB 38.0 trillion Sum：RMB 21.8 trillion Sum：RMB 35.3 trillion Sum：RMB 32.0 trillion Increase：RMB 4.1 trillion Increase ：RM
Slide 6: 1.3 Steady Improvement in Asset Quality
1.3 Business Operations Kept Balanced and Stable： Steady Improvement in Asset Quality The non-performing loan ratio Allowance to non-performing loans was in a downward cycle was at a historically high level June 2023 Allowance to non-performing June 2023 loans was 304.67% Non-performing loan ratio w
Slide 7: 1.4 Further Enhancement of Capital Strength
1.4 Business Operations Kept Balanced and Stable： Further Enhancement of Capital Strength Capital Level Return on investment • July 2023, in The Banker， Since its listing, • Among the top 1000 global banks, In 2022, dividend rate • ABC ranked third in terms of Tier 1 capital dividend of remaining ab
Slide 8: Served the Construction of a Strong Agricultural Country To a New Level
Served the Construction of a Strong Agricultural Country To a New Level
Slide 9: 2.1 Continuous Increase in the Supply of Sannong Credit
2.1 Served the Construction of a Strong Agricultural Country to a New Level： Continuous Increase in the Supply of Sannong Credit Loans to Rural Households 、 Loans in County Areas Loans Related to Agriculture The increase reached a Loans to rural households The growth rate was 5.9% record high in the
Slide 10: 2.2 Focusing on Technology Empowerment and Product Innovation
2.2 Served the Construction of a Strong Agricultural Country to a New Level： Focusing on Technology Empowerment and Product Innovation Technology Customers in county areas for mobile banking Monthly active uers of the “Rural Version” mobile Empowerment banking Over 25 thousand Product Sannong credit
Slide 11: 2.3 Maintaining the National Food Security
2.3 Served the Construction of a Strong Agricultural Country to a New Level： Maintaining the National Food Security Loans for Grain in Key Areas Loans for Seed Industry Unit: Hundred million yuan Unit: Hundred million yuan +67% +53% 1,778 2,724 282 471 2022-12-31 2023-06-30 2022-12-31 2023-06-30 Acc
Slide 12: Served the Real Economy at the Forefront
Served the Real Economy at the Forefront
Slide 13: 3.1 Served the Real Economy at the Forefront
3.1 Served the Real Economy at the Forefront： Precision Irrigation Key Areas of Economic Development Manufacturing Strategic Emerging Inclusive Finance Green Loan Private Enterprises Loans Industry Loans Loans Loan Balance of over 1.8 trillion Balance of 3.6 trillion Balance of 3.5 trillion Balance
Slide 14: 3.2 Serving Residents and Expand Consumption
3.2 Served the Real Economy at the Forefront： Serving Residents and Expand Consumption Residential mortgage loans Loans to private business 2023-06-30 5.32 trillion yuan 2023-06-30 697.7 billion yuan lend 475.5 billion yuan +121.0 billion yuan 2022-12-31 5.35 trillion yuan 2022-12-31 RMB 576.7 billi
Slide 15: 3.3 Deepened Comprehensive Financial Service Persistently
3.3 Served the Real Economy at the Forefront： Deepened Comprehensive Financial Service Persistently Increase Financial Support for High-quality Opening Up Financial Investment • Increase of 538.0 billion RMB • Bond inve s t m e n t i n c r e a s e o f 530.0 billion RMB Syndicated Loans +40% +92% +55
Slide 16: Internal Driving Force for Development Continuously Strengthened
Internal Driving Force for Development Continuously Strengthened
Slide 17: 4.1 Further Enhancement of the Customer Bases
4.1 Internal Driving Force for Development Continuously Strengthened： Further Enhancement of the Customer Bases Number of Retail Customers Number of Corporate Banking 1 3 Customers Number of Maintained Leading effective credit 3,650 Position in The Industry card customers thousand 10.19 830 Number o
Slide 18: 4.2 The Online Financial Service System was Improving Continuously
4.2 Internal Driving Force for Development Continuously Strengthened： The Online Financial Service System was Improving Continuously Smart Mobile Banking Scene-based Finance • The scope of scene-based financial services was further extended, launching the 8.2 Version of Mobile covering campus, cater
Slide 19: 4.3 Accelerated the Development of New Businesses through Innovation
4.3 Internal Driving Force for Development Continuously Strengthened： Accelerated the Development of New Businesses through Innovation Family Trust Custody Service Business - The scale reached 14.8 trillion yuan - The scale amounted to nearly RMB 80 - The growth rate：6.0% billion - Both increment an
Slide 20: Asset Quality Kept Steady
— @) Hew et afte. P ssset Quality Kept Steady —__ Credit risk Market risk ' Production operations and network security —__ q ! |
Slide 21: 5. Firmly Upheld the Bottom Line of Risk Compliance
5. Asset Quality Kept Steady: Firmly Upheld the Bottom Line of Risk Compliance Deepened comprehensive risk management and strengthened differentiated, integrated and whole-process management of all types of risks Prevented and defused all kinds of risks to ensure that major substantive risks were ge
Slide 22: Outlook
Next，the Agricultural Bank will adhere to Xi Jinping's thoughts of socialism with Chinese characteristics in the new era，and adhere to the original mission of Outlook improve the financial service capabilities and high-quality financial supply serving "agriculture, rural areas and rural people" and
Slide 23: Disclaimer
Disclaimer Information contained in this material does not constitute an offer of, or an invitation to purchase or subscribe for, the securities of the Agricultural Bank of China Limited (the “Company”) in Hong Kong, the United States or other areas. The securities of the Company has not been regist
Slide 24: Welcome to follow the official public account of Agricultural Bank of China
Welcome to follow the official public account of Agricultural Bank of China 24
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