Agricultural Bank Of China Limited Class A · SSE:601288
Agricultural Bank Of China Limited Class A — H1 2020 Earnings Presentation
25 slides from Agricultural Bank Of China Limited Class A's earnings presentation, August 2020
Slide 1: 2020 Interim Results Presentation
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx 2020 Interim Results Presentation Beijing IFRS August, 2020 0
Slide 2: Disclaimer
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Disclaimer Information contained in this material does not constitute an offer of, or an invitation to purchase or subscribe for, the securities of the Agricultural Bank of China Limited (the “Company”) in Hong Kong, the United States or
Slide 3: Performance Summary
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Performance Summary RMB 100MM 30 Jun 2020 31 Dec 2019 Change Total Assets 264,721 248,783 6.4 % Total Loans and Advances 145,483 133,602 8.9% Total Liabilities 243,791 229,185 6.4% Total Deposits 203,631 188,492 8.0% Capital Adequacy Rat
Slide 4: Improving Social Image and Market Influence
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Improving Social Image and Market Influence Ranked as No. 3 in “Top 1000 World Banks 2020” Ranked in top 3 for 2 consecutive years （Published on July 1 2020） Ranked as No. 35 in Ranked as No. 69 in “2020 BrandZ Top 100 “Fortune Global 50
Slide 5: Pandemic Prevention and Control
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Pandemic Prevention and Control u Specific credit policies. u A total of RMB33.6 billion u Donated RMB0.18 billion to of loans were granted to 1,082 Hubei province for its fight u 31 measures to support key enterprises providing against
Slide 6: Financial Performance / Business Strategy & Development / Business Forecast
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Strategy & Development Business Forecast 5 5
Slide 7: Stable Growth in Scale
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Stable Growth in Scale Total Assets Total Liabilities RMB 100MM RMB 100MM Loan Growth 8.9% Deposit Growth 8.0% 6 6
Slide 8: Stable Financial Situation
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Stable Financial Situation Stable Growth in Revenue Growth in PPOP RMB 100MM RMB 100MM th 5 .6 % Grow .7 % th4 ow Gr Net Profit Declined RMB 100MM Decline 10.8 % 7 7
Slide 9: Steady Growth in Net Interest Income
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Steady Growth in Net Interest Income Steady Growth in Net Interest Income Loan Yield Keeps Declining RMB 100MM th 8.9% Grow Average Cost of Deposit Continue to Slightly Decline in Net Interest Margin Decline 8 8
Slide 10: Steady Development in Intermediary business
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Steady Development in Intermediary business Stable Growth in Net Fee and Commission Income High Quality Growth in Emerging Businesses RMB 100MM RMB 100MM th 11.3% Grow th 2 .9 % Grow Investment Banking Business th 1 6 .9 % Grow Wealth Ma
Slide 11: Improving Cost-to-Income Efficiency
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Improving Cost-to-Income Efficiency Stable Operating Expenses Declining Cost-to-Income Ratio RMB 100MM h 2.7% Growt Dec line 1.11 pps 10 10
Slide 12: Stable Asset Quality
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Stable Asset Quality Slightly Rebound in NPL Stable Overdue Loans RMB 100MM RMB 100MM Multiple Channel to Dispose Non Performing Assets 11 11
Slide 13: Prudent Provisions and Prevent Risks
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Prudent Provisions and Prevent Risks Prudent Provision in Credit Impairment Loss Provision Level Well-ahead of Peers RMB 100MM 12 12
Slide 14: Continuously Promote "Capital Strengthen Plan"
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Continuously Promote“Capital Strengthen Plan” Capital Adequacy Ratio Perpetual Bonds Tier-2 Capital （ Tier 1 Capital ） Bonds 85 Billion Yuan 40 Billion Yuan Capital Adequacy Ratio Increased 0.76pps 13 13
Slide 15: Financial Performance / Business Strategy & Development / Business Forecast
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Strategy & Development Business Forecast 14 14
Slide 16: Corporate Business: Remarkable Achievements in Supporting Real Economy
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Corporate Business: Remarkable Achievements in Supporting Real Economy Services to Support Major National Corporate Loan Strategies RMB 100MM The Belt The Coordinated and Road Development of Corporate loan Beijing-Tianjin- incresed 10.7%
Slide 17: Retail Business: Improving the Competitiveness
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Retail Business: Improving the Competitiveness Stable Growth in Personal Deposits Rapidly Growing Personal Loans h 9.1% RMB 100MM h 8.1% Growt RMB 100MM Growt Moderate Growth in Numbers of Reinforced Management Capability in Retail Custo
Slide 18: Inclusive Finance: Active and Promising
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Inclusive Finance: Active and Promising Increased Volume and Expanded Areas in Help Relief Cost Pressure in SMEs Inclusive Finance Financing 2% 10,000 units, RMB100MM h 46. Accounting for Overall 30.6 % o wt 37.43% of n e w w th Gr loans
Slide 19: County Business: Good Momentum
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx County Business: Good Momentum Rapid Growth in County Deposits and Loans Increasing Contribution of County Business RMB 100MM h 9.5% h 11.0% Growt Growt Interet spreads of Increase deposit and loan 1.9pps yoy Higher 27BP 38.0% County Bus
Slide 20: Digitization: Promote Strategy and Open New Prospect
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Digitization: Promote Strategy and Open New Prospect Improving Capability in Scene-Based Continuously Improving Product System Finance Services rty n Sm Industry ve atio Ho ar t Huinong o P vi ll sp i E-Loan le a t al E-Loan Al m Gov fai
Slide 21: Fintech: Business Upgrade
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Fintech：Business Upgrade “iABC”Strategy: to build an intelligent, user-oriented and resources and capabilities integrated ABC with FinTech as its impetus. u Big Data Service System Product u Cloud Computing Technique u Basic Artificial I
Slide 22: International Business and Comprehensive Operations
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx International Business and Comprehensive Operations: Keep Optimizing Cross-border Financial Service System, Achieving Synergy Effects in Comprehensive Business Good Momentum in Comprehensive Stable Development in Cross-border Service Bus
Slide 23: Financial Performance / Business Strategy & Development / Business Forecast
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Strategy & Development Business Forecast 22 22
Slide 24: Business Forecast
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Business Forecast u Precise target, sacrifice part of profits to support poverty alleviation u More focused, Strengthen financial service to real economy u Strictly prevent risks and comply with risk control bottom line u Continuously pr
Slide 25: Thank you! Q&A
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Thank you! Q&A 24 24
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