Slide 1: Customers Bancorp Reports Results for Second Quarter 2026
Customers Bancorp Reports Results for Second Quarter 2026 WEST READING, Pa.--(BUSINESS WIRE)-- Customers Bancorp, Inc. (NYSE:CUBI): Second Quarter 2026 Highlights Q2 2026 net income available to common shareholders was $71.6 million, or $2.05 per diluted share; ROAA was 1.13% and ROCE was 13.22%. Q2
Slide 2: Key Profitability Trends
Non-performing loans at June 30, 2026 increased to 0.31% of total loans and leases, compared to 0.27% at March 31, 2026 and 0.18% at June 30, 2025. Nonperforming loans include the guaranteed portion of SBA loans. As of June 30, 2026, nonperforming loans totaled $56 million, of which approximately $1
Slide 3: Financial Highlights - Unaudited
Bancorp, Inc. does not undertake to update any forward-looking statement whether written or oral, that may be made from time to time by Customers Bancorp, Inc. or by or on behalf of Customers Bank, except as may be required under applicable law. CUSTOMERS BANCORP, INC. AND SUBSIDIARIES FINANCIAL HIG
Slide 4: Non-interest income and expense
Other 5,218 2,603 7,471 3,563 7,817 7,821 11,148 Total non-interest income 34,043 34,316 32,516 30,191 29,606 68,359 5,116 Non-interest expense: Salaries and employee benefits 56,037 51,294 51,744 48,723 45,848 107,331 88,522 Technology, communication and bank operations 12,891 11,643 11,388 10,415
Slide 5: Average balances, interest and yields
$ 25,367,399 $24,920,977 $ 22,362,989 Total assets Liabilities Interest checking accounts $ 5,075,436 $ 41,077 3.25% $ 4,993,616 $ 40,023 3.25% $ 4,935,587 $ 47,245 3.84% Money market deposit accounts 4,593,765 39,880 3.48% 4,364,149 36,640 3.40% 4,137,035 40,397 3.92% Other savings accounts 1,655,0
Slide 6: Loans and leases held for investment
Loans and leases held for investment Commercial: Commercial & industrial: Specialized lending $ 7,650,758 $ 7,398,205 $ 7,090,087 $ 7,083,620 $ 6,454,661 Other commercial & industrial 1,103,797 1,003,750 1,033,704 1,056,173 1,037,684 Mortgage finance 1,730,041 1,831,408 1,700,380 1,577,038 1,625,764
Slide 7: Non-performing loans and net charge-offs
Consumer: Residential 6,740 1.33% 92.74% 7,509 1.52% 76.08% 8,234 1.58% 76.89% Manufactured housing 1,047 4.23% 309.84% 1,143 4.39% 292.04% 1,608 5.31% 231.41% Installment 4,075 0.48% 1437.96% 3,736 0.48% 1594.16% 4,944 0.73% 907.91% Total consumer loans receivable 11,862 0.85% 574.03% 12,388 0.95%
Slide 8: Non-GAAP reconciliation: core earnings
GAAP net income to common shareholders $ 71,560 $ 69,653 $ 70,088 $ 73,726 $ 55,846 $ 141,213 $ 65,369 Reconciling items (after tax): Impairment loss on debt securities — — — — — — 39,875 (Gains) losses on investment securities (103) (208) (36) (253) 1,388 (311) 1,264 Derivative credit valuation adj