Agricultural Bank Of China Limited Class A · SSE:601288
Agricultural Bank Of China Limited Class A — H1 2016 Earnings Presentation
22 slides from Agricultural Bank Of China Limited Class A's earnings presentation, August 2016
Slide 1: 2016H1 Results Presentation
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx 2016H1 Results Presentation Hong Kong/Beijing IFRS August, 2016 0
Slide 2: Disclaimer
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Disclaimer Information contained in this material does not constitute an offer of, or an invitation to purchase or subscribe for, the securities of the Agricultural Bank of China Limited (the “Company”) in Hong Kong, the United States or
Slide 3: Financial Performance, Business Development, Future Outlook
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 2 2
Slide 4: Performance Summary
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Performance Summary RMB100MM 30 Jun 2016 31 Dec 2015 Change Total Assets 186,802 177,914 5.0% Loans and Advances 93,958 89,099 5.5% Total Liabilities 174,214 165,795 5.1% Deposits 145,248 135,384 7.3% CET1 Capital Adequacy Ratio 10.06% 1
Slide 5: Profitability: Net Profit Increased Slightly YoY
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Profitability: Net Profit Increased Slightly YoY Net Profit ROAA RMB100MM 1,051 1.36% 1,041 1,046 1.25% 1.15% 2014H1 2015H1 2016H1 ROAE 23.04% 19.96% 17.63% 2014H1 2015H1 2016H1 2014H1 2015H1 2016H1 4 4
Slide 6: Net Interest Income: Stabilizing Interest Margin and Decreasing Net Interest Income
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Net Interest Income: Stabilizing Interest Margin and Decreasing Net Interest Income Daily Average Balance of Interest-bearing Assets Net Interest Income Declined Continued to Grow RMB100MM RMB100MM 2,195 173,294 163,830 2,094 146,974 1,9
Slide 7: Net Fee and Commission Income: Accelerated Growth
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Net Fee and Commission Income: Accelerated Growth Net Fees and Commissions Leading Position in E-banking and Bancassurance RMB100MM RMB100MM 70.6 511 54.0 478 476 44.0 36.8 E-banking Bancassurance 2015H1 2016H1 Steady Growth of Wealth Ma
Slide 8: Costs and Expenses: Continued to Decline
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Costs and Expenses: Continued to Decline Cost-to-income Ratio Continued to Drop Operating Expenses Declined YoY Excluding VAT Impact RMB100MM 1,034 1,023 29.71% 943 29.57% 29.40% 2014H1 2015H1 2016H1 2014H1 2015H1 2016H1 7 7
Slide 9: Asset Quality: Maintained Stable
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Asset Quality: Maintained Stable NPL Balance Grew Moderately and NPL Ratio Greater Effort in Non-Performing Assets Disposal Increased Slightly vs. Beginning of This Year RMB100MM RMB100MM 2,254 343 2,129 1,595 142 133 131 2.39% 2.40% 95
Slide 10: Provision Coverage: Strong Risk Buffer
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Provision Coverage: Strong Risk Buffer Sufficient Loan Provisions Strong Provision Level Well-ahead of Peers RMB100MM 4,032 4,006 239% 3,813 189% 178% 4.53% 4.37% 4.26% 2015H1 2015 2016H1 2015H1 2015 2016H1 Provision Coverage Allowance t
Slide 11: Capital Levels: Capital Adequacy Ratio Continues to Meet Regulatory Requirements
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Capital Levels: Capital Adequacy Ratio Continues to Meet Regulatory Requirements Capital Adequacy Ratio 13.40% 12.95% 12.81% 10.96% 10.75% 10.20% 10.24% 10.06% 9.30% 2015H1 2015 2016H1 CET1 Capital Adequacy Ratio Tier 1 Capital Adequacy
Slide 12: Business Development
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 11 11
Slide 13: Corporate Banking Business: Successful Transformation
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Corporate Banking Business: Successful Transformation Corporate Deposits Increased Rapidly SME Loans Grew Faster than Total Loans RMB100MM RMB100MM 53,667 48,218 11,614 44,373 10,882 9,749 2014 2015 2016H1 2014 2015 2016H1 Loans to Key P
Slide 14: Retail Banking Business: Further Consolidated as the Strategic Cornerstone of the Bank
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Retail Banking Business: Further Consolidated as the Strategic Cornerstone of the Bank Maintained Leading Position in Personal Deposits Rapidly Growing Personal Mortgage Loans RMB100MM RMB100MM 22,381 19,270 85,598 15,507 80,656 74,223 2
Slide 15: County Business: Optimized Business Structure
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx County Business: Optimized Business Structure Rapid Growth in County Deposits Stable Growth in County Loans RMB100MM RMB100MM 62,278 30,141 58,002 28,602 53,126 26,516 2014 2015 2016H1 2014 2015 2016H1 Remarkable Achievements in Financia
Slide 16: Financial Markets Business: Optimized Investment Structure with Yields ahead of Peers
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Markets Business: Optimized Investment Structure with Yields ahead of Peers Continuous Growth of Non-restructuring Debt Optimized Debt Securities Structure Securities with Leading Yields RMB100MM Government PBOC 44,013 Policy B
Slide 17: Asset Management Business: Rapid Growth in Both Size and Revenue
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Asset Management Business: Rapid Growth in Both Size and Revenue Continuous Expansion in Daily Average Balance of Rapid Growth in Assets under Custody Wealth Management Business RMB100MM RMB100MM 16,308 13,491 11,881 82,850 71,451 2014 2
Slide 18: Internet Finance: Stable Progression with Continued Improvement in Comprehensive Online Services
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Internet Finance: Stable Progression with Continued Improvement in Comprehensive Online Services Rapid Growth in Number of Mobile Banking Users and Internet Finance Development Framework 互联网金融创新试点进展良好 Transaction Volume Users, RMB Extens
Slide 19: Global & Integrated Operations: Improved Cross-border and Cross-market Financial Service Capabilities
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Global & Integrated Operations: Improved Cross-border and Cross-market Financial Service Capabilities Enhanced Cross-border Service Capabilities Steady Growth of Subsidiaries US$100MM RMB100MM Total Assets of Major Subsidiaries 1,097 1,0
Slide 20: Future Outlook
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 19 19
Slide 21: Future Outlook
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Future Outlook STRATEGIC GOALS Serve “Sannong” and enhance county business, focus efforts and optimize urban business, leverage group strength and achieve higher returns. Strive to become a first-class international commercial bank group
Slide 22: Thank you! Q&A
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Thank you! Q&A 21 21
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