Agricultural Bank Of China Limited Class A · SSE:601288
Agricultural Bank Of China Limited Class A — H1 2017 Earnings Presentation
22 slides from Agricultural Bank Of China Limited Class A's earnings presentation, August 2017
Slide 1: 2017 Interim Results Presentation
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx 2017 Interim Results Presentation Hong Kong / Beijing IFRS August 2017 0
Slide 2: Disclaimer
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Disclaimer Information contained in this material does not constitute an offer of, or an invitation to purchase or subscribe for, the securities of the Agricultural Bank of China Limited (the “Company”) in Hong Kong, the United States or
Slide 3: Financial Performance, Business Development, Future Outlook
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 2 2
Slide 4: Performance Summary
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Performance Summary RMB 100MM 30 Jun 2017 31 Dec 2016 Change Total Assets 205,736 195,701 5.1% Total Loans and Advances 104,119 97,196 7.1% Total Liabilities 192,151 182,485 5.3% Total Deposits 161,049 150,380 7.1% Capital Adequacy Ratio
Slide 5: Profitability: Stable Growth in Net Profit with High Level of Shareholder's Return
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Profitability: Stable Growth in Net Profit with High Level of Shareholder’s Return Net Profit ROAA RMB 100MM rowth 3.4% G ROAE 4 4
Slide 6: Recovering Net Interest Income with Stabilizing Interest Margin
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Recovering Net Interest Income with Stabilizing Interest Margin Daily Average Balance of Interest-bearing Assets Recovery of Net Interest Income Continued to Grow rowth RMB 100MM RMB 100MM 7.8% G rowth 6.2% G Interest Margin Stabilized a
Slide 7: Intermediary Income: Declines YoY with New Growth Areas
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Intermediary Income: Declines YoY with New Growth Areas Intermediary Income Affected by Disposal of Entrusted Net Fee and Commission income Assets and VAT RMB 100MM RMB 100MM th 16.9% Decline 33. Grow 5% Dec 5. 8% 3.6% line D e c li ne A
Slide 8: Cost and Expenses: Controlling Cost According to Income
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Cost and Expenses: Controlling Cost According to Income, Cost- to-Income Ratio Declines Stable Operating Expenses Declining Cost-to-Income Ratio RMB 100MM 1.7 2pp 0.3% Growth sD ecl ine 7 7
Slide 9: Asset Quality: Stabilizing and Improving
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Asset Quality: Stabilizing and Improving NPL Balance and NPL Ratio Both Declined Prudent Asset Classification RMB 100MM 12 bps Decline Multiple Initiatives to Reduce Non-Performing Assets 8 8
Slide 10: Provision Coverage: Continuously Enhanced Risk Buffer
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Provision Coverage: Continuously Enhanced Risk Buffer Sufficient Loan Provisions Strong Provision Level Well-ahead of Peers RMB 100MM Increased 6.3 bn RMB YoY 9 9
Slide 11: Capital Adequacy Ratio: Continues to Meet Regulatory Requirements
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Capital Adequacy Ratio: Continues to Meet Regulatory Requirements Capital Adequacy Ratio 10 10
Slide 12: Business Development
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 11 11
Slide 13: Corporate Banking Business: Remarkable Success in Supporting Real Economy
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Corporate Banking Business: Remarkable Success in Supporting Real Economy with Continued Structural Optimization Stable Growth in Corporate Deposits and Significant Loan Support for National Strategies Expansion RMB 100MM RMB 100MM owth
Slide 14: Retail Banking Business: Further Solidified Competitiveness
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Retail Banking Business: Further Solidified Competitiveness Differentiated Mortgage Loans, Slower Growth in Stable Growth in Personal Deposits Personal Loans rowth G rowth RMB 100MM 4.4% G RMB 100MM 10.2% Improved Market Competitiveness
Slide 15: County Business: Contribution Continues to Rise
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx County Business: Contribution Continues to Rise Rapid Growth in County Deposits and Loans Higher Overall Contribution of County Business RMB 100MM rowth 6.8% G rowth 9. 6% G 35 bps 41% higher 58% New County Loans as New County Personal L
Slide 16: Asset Management Business: Steady Development
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Asset Management Business: Steady Development Stable Development of Wealth Management Business Continuous Growth in Assets under Custody with Slight Decline in Balance 7.8% rowth RMB 100MM Declin e RMB 100MM 4.3% G Growth 15.4% Increased
Slide 17: Internet Finance: Improved Value Creation
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Internet Finance: Improved Value Creation Chin a’s Improved Service Functions and Strengthened Continued Transformation and Upgrading “No. 互联网金融创新试点进展良好 1 Corporate Business Projec 10,000 clients h rowt t” for G agricu 18.7% lture, farme
Slide 18: International Business and Comprehensive Operations
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx International Business and Comprehensive Operations: Improved Cross-border Multi-functional Service Capabilities Stable Development of Subsidiaries with Comprehensive Enhanced Cross-border Service Capabilities Business RMB100 MM h th RMB
Slide 19: Future Outlook
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Financial Performance Business Development Future Outlook 18 18
Slide 20: Future Outlook: First-class international commercial bank group
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Future Outlook Strive to become a first-class international commercial bank group with unique operations, efficient and convenient services, comprehensive and synergetic functions, and exceptional value creation abilities Return to Finan
Slide 21: Future Outlook – Business Initiatives for 2017H2
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Future Outlook – Business Initiatives for 2017H2 Stress the focus, optimize credit structure and further strengthen services for the real economy Serve “Sannong” and enhance county business to further improve financial service quality fo
Slide 22: Thank you! Q&A
chinafigcsgsgh\ABC\2012 NDR\Presentation\2011年业绩推介_v03_WP.pptx Thank you! Q&A 21 21
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