Slide 1: Summary of results for 2024
Summary of results for 2024 March 21, 2025 = 2 = c £ 8 OGOLNOPOLSKI DEWELOPER
Slide 2: Agenda
Agenda + | OPERATING ACTIVITIES Investments in progress and in the pipeline Sales of flats Offer Handovers New lands Dividend Projects under construction — potential of handovers NOUR WN> CONSOLIDATED FINANCIAL RESULTS Profit and loss account Ballance sheet Structured of debt maturity Business finan
Slide 3: Operating activities
Operating activities : : ‘ "
Slide 4: Investments in progress and in the pipeline
Operating activities Investments in progress and in the pipeline * TSA - total saleable areal Aglomeracja Slaska Krakow todz Warszawa Trdjmiasto Szezecin SUMMARY PROJECTS. In progres Planned In progres Planned In progres Planned In progres Planned In progres Planned In progres Planned In progres Pla
Slide 5: Sales of flats
Operating activities Sales of flats 3180 2414 2018 2019 748 582 376 1Q 2022 2Q2022 3Q 2022 Number of flats sold as divided by quarters Annual number of flats sold 2018-2024 2896 2020 4258 2021 2091 2022 940 735 757 [ i 4Q 2022 1Q 2023 2Q.2023 3Q 2023 4Q 2023 —2% 2833 | 2068 | 2023 2024 n 552 445 354
Slide 6: Offer
Operating activities Offer 4053 2018 4442 2019 Number of flats offered in years 2018-2024 4083 3104 2020 2021 4639 4519 2022 2023 7636 2024
Slide 7: Handovers volume in 2024
Operating activities Handovers volume in 2024 Number of handed over flats by city Krakow 319 £6dz391 ——— /~ Warszawa 168 Trdojmiasto 463 —_ — — Wroctaw 377 Poznan 324 — \\ Aglomeracja Slaska 418 Handovers volume in 2024 city APARTMENTS / SERVICE PREMISES Krakow 319 Warszawa 168 Wroctaw 377 Aglomerac
Slide 8: Handovers volume in 4Q 2024
Operating activities Handovers volume in 4Q 2024 Number of handed over flats by city £6dz44 ———>\ Trdjmiasto 25 Poznan 155 — Aglomeracja Slaska 44 Krakow 144 Wroctaw 27 Handovers volume in 4Q 2024 city APARTMENTS / SERVICE PREMISES Krakow 144 Warszawa Co) Wroctaw 27 Aglomeracja Slaska 44 Poznan 155
Slide 9: Handovers volume in 2024: flats 2018-2024
Operating activities Handovers volume in 2024 Number of handed over flats in years 2018 - 2024 3002 2678 2018 2019 2020 3700 2021 3380 2022 2023 2024
Slide 10: Handovers volume - TSA thou. m2
Operating activities 10 Handovers volume in 2024 Handovers volume - TSA thou. m2 159,0 2023 2024 YEAR 2018 2019 2020 2021 2022 2023 2024 TSA THOU. M2 157.4 98,4 164,7 213,5 196,9 159,0 146,9
Slide 11: New lands
Operating activities N New lands Funds allocated to land purchase in years 2018 - 2024 373. mln PLN. 402tys. PUM 197 mln PLN 285 tys. PUM 194 min PLN 227 tys. PUM 89 min PLN 164 tys. PUM 51min PLN 86 tys. PUM 2019 2020 2021 2022 336 mln PLN 206 tys. PUM 203 min PLN 141 tys. PUM 2023 2024 Land acquir
Slide 12: Dividend
Operating activities Dividend Dividend paid for 2015 - 2023 232 | 194 181 | 137 | | "7 65 24 | . [| i 2015 2016 2017 2018 2019 2020 2021 Planned dividend for 2024 Dividend rate: 10,7 % (on 31.12.2024 r.) Nominal amount of the dividend: PLN 237.7 million, wchich represents 86% of net result ATAL S.A.
Slide 13: Projects under construction: handovers 2024
Nowy Targówek V Warszawa 4 477 73 73 I kw. 2024 Strefa Cegielnia Kraków 7 482 144 144 I kw. 2024 ATAL City Square III Wrocław 15 534 256 242 I kw. 2024 Nowe Miasto Polesie IIIb Łódź 11 569 204 194 II kw. 2024 Żródlana 31 Residence Łódź 7 783 141 78 II kw. 2024 Apartamenty Ostródzka II Warszawa 3 863
Slide 14: Projects under construction: handovers 2025
ATAL City Square IV Wrocław 15 403 326 309 I kw. 2025 Nowe Miasto Polesie IV a Łódź 12 051 211 144 II kw. 2025 Ogrody Andersa Katowice 6 175 114 53 II kw. 2025 Aleja Pokoju V aparthotel Kraków 6 139 148 0 III kw. 2025 Naramowice Odnova Poznań 32 315 512 100 III kw. 2025 Osiedle Poematu II Warszawa 7
Slide 15: Projects under construction: handovers 2026
ATAL Olimpijska bud. C Katowice 14 219 220 31 I kw. 2026 ATAL Idea Swarzędz Poznań 7 115 128 27 I kw. 2026 Francuska Park IX Katowice 10 334 168 17 I kw. 2026 Przewóz 42 Kraków 7 516 126 75 I kw. 2026 Żerniki Na Novo I Wrocław 16 717 296 84 I kw. 2026 7 630 Galaktyczna Gdańsk 144 10 I kw. 2026 Osied
Slide 16: Projects under construction: handovers 2026
ATAL Zawiślańska Gdańsk 4 227 64 3 III kw. 2026 ATAL Strachowicka II Wrocław 16 400 301 27 III kw. 2026 Naramowice Odnova II Poznań 29 476 486 19 III kw. 2026 Przewóz 42 II Kraków 7 581 126 33 III kw. 2026 Osiedle Przyjemne II Gdańsk 5 012 107 32 III kw. 2026 3 626 Osiedle Przyjemne III Gdańsk 79 3
Slide 17: Projects under construction by city
Trójmiasto 9 91 013 1 666 Wrocław 5 33 567 543 Warszawa 7 70 899 1 305 Katowice 7 116 665 2 074 Łódź 5 131 746 2 383 Kraków 7 122 260 2 177 Poznań 6 103 150 1 875 Szczecin 2 18 370 317 48 687 670 12 340
Slide 18: Consolidated financial results
Consolidated financial results
Slide 19: Profit and loss account
Consolidated financial results 19 Consolidated financial results Profit and loss account PLN THOU. Revenuesfrom sale of products, goods and materials Costs of products, goods and materials sold Grossresult of sale Costs of sale Costs of generalmanagement Remaining operational revenues Remaining oper
Slide 20: Net revenues, net result and margins
Consolidated financial results Consolidated financial results Net revenues from sales in PLN million “1% Net result in PLN million -13% —_—, —_, 1679 1658 331 368 341 | | 1500 1487 | | 296 1167 | | 0 167 116 2019 2020 2021 2022 2023 2024 2019 2020 2021 2022 2023 2024 Gross margin on sales Net margin
Slide 21: Gross and net margin by quarters
Consolidated financial results 21 Consolidated financial results Gross margin on sales by quarters 29,6% 257% 4Q2021 1Q2022 2Q2022 + 3Q2022 19,9% 26,8% 21,8% I 178% 4Q2021 102022 2Q2022 + 3Q2022 16,3% 39,1% 36,2% 33,3%. | j 28,4% 312% 23,8% 4Q 2022 192023 2Q 2023 =3Q2023 =4Q2023 =1Q2024 Net margin b
Slide 22: Balance sheet
Consolidated financial results 22 Consolidated financial results Balance sheet PLN THOU. Assets in total Fixed assets Currentassets Liabilitiesand capital in total Equity Liabilitiesin total Long termliabilities Shortterm liabilities PLN THOU. Net Debt Ratio for the Group 31.12.2023 3539701 188 335
Slide 23: Items of the financial results
Consolidated financial results items of the financial results in PLN million Inventory Equity 3384 1700 1739 2328 2324 2495 2668 1166 1302 2080 952 789 2019 2020 2021 2022 2023 2024 2019 2020 2021 2022 2023 2024 Cash Liabilities 620 2061 1950 4 | 1841 1876 1 195 1621 | 839 398 242 i | 127 | : 2019 2
Slide 24: Inventory
Consolidated financial results 24 Consolidated financial results in PLN million Inventory 2668 2023 3384 2024 Work in progress Finished products 3189 2389 278 194 2023 2024 2023 2024
Slide 25: Structure of debt maturity as at 31.12.2024
Consolidated financial results Structure of debt maturity as at 31.12.2024 806 300 2025 Bonds Hl Bank toans Loans granted by the shereholder * After 31.12.2024r. Bonds in the amount of PLN 130 milion were issued * After 31.12.2024r. a loan was reciver from the main shareholder int the amoun of PLN 1
Slide 26: Business financing sources
Consolidated financial results 26 Business financing sources in PLN million Prepayments __ from the BUSINESS FINANCING SOURCES AS AT 31.12.2024 Equity 1739 Equity 1739 Loans granted by the shereholder 166 / / Corporate bonds 400 Corporate bonds340 ~ Pr y-~ Bank loans 166 : Bonds acquired by the shar
Slide 27: Our achievements
27 Our achievements = Start of construction works for 27 projects (5,141 flats) = Sales lauched for 24 investments (4,739 flats) = Construction works finalised for 11 investments (2,075 flats)
Slide 28: Appendix
Appendix
Slide 29: Capital group and shareholders structure
Appendix ATAL S.A. is one of Poland's leading developers. It specializes in housing estates, single multi-family houses located in Poland's largest cities. It is since June 2015 that the shares of ATAL S.A. have been officially listed on the Warsaw Stock Exchange. ATAL’s founder and leading sharehol
Slide 30: ATAL S.A. group structure
ATAL S.A. Apartamenty ATAL Construction Sp. z o.o. 100% 100% Ostródzka Sp. z o.o. komandytariusz komplementariusz jednostka stowarzyszona Atal Construction Sp. z o.o. Sp. K. 100% ATAL Development GmbH Niemcy 49%
Slide 31: Management Board
Appendix Management Board Zbigniew Juroszek President of ATALS.A. ATALS.A’'s founder and main shareholder Responsible for determining the development direction and the implementation of the given strategy in the entire ATALS.A. Group 30 years of professional experience, 20 years of professional expe
Slide 32: Investments introduction to sale
Żerniki na Novo Wrocław 296 I kw. 2024 Francuska Park IX Katowice 168 I kw. 2024 Osiedle Przyjemne II Gdańsk 107 I kw. 2024 Naramowice Odnova II Poznań 486 I kw. 2024 Żerniki na Novo II Wrocław 388 II kw. 2024 ATAL Symbioza 1A Gdańsk 91 II kw. 2024 Galaktyczna Gdańsk 144 II kw. 2024 ATAL Symbioza 1B
Slide 33: Projects completed
Strefa Cegielnia Kraków I kw. 2024 144 Apartamenty Ostródzka II Warszawa I kw. 2024 70 Nowe Miasto Polesie IIIb Łódź I kw. 2024 204 Żródlana 31 Residence Łódź/Piotrków I kw. 2024 141 Nowe Miasto Jagodno Enklawa Wrocław I kw. 2024 80 ATAL Sky+ - bud. D, E, F Katowice II kw. 2024 325 Panorama Reden Ka
Slide 34: Investor relationships
Investor relationships ATALS.A. ul. Stawowa 27 43-400 Cieszyn tel.: (+48) 33 857 59 12 fax: (+48) 33 857 59 02 ri@atal.pl www.atal.pl OGOLNOPOLSKI DEWELOPER