Slide 1: Summary of results for Q1 2026
Summary of results for Q1 2026 May 15, 2026 y WG Ig i 7 v AN OGOLNOPOLSKI DEWELOPER www.atal.pl
Slide 2: Agenda
Agenda + | OPERATING ACTIVITIES Investments in progress and in the pipeline Sales of flats Offer Handovers New lands Dividend Projects under construction - potential of handovers Noupwn> CONSOLIDATED FINANCIAL RESULTS Profit and loss account Ballance sheet Structured of debt maturity Business financ
Slide 3: Operating activities
Operating activities
Slide 4: Projects in progress and planned by city
NUMBER OF PROJECTS PROJECTS NUMBER OF FLATS TSA (m2) In progres 4 1075 65 162 Planned 4 972 54 426 In progres 4 1048 57 437 Planned 5 299 20 045 . In progres 6 1904 109 885 Aglomeracja Slaska g Ja sa Planned 5 1669 94 876 . In progres 7 1092 63.046 Krakow Planned 6 1958 105 392 as In progres 4 1141
Slide 5: Sales of flats
vities Sales of flats Annual number of flats sold 2020-2026 4258 88% 2.896 2833 ne 20s | 2068 1678 | | 343 “ a = 2020 2021 2022 2023 2024 2025 1Q 2025 1Q 2026 Number of flats sold as divided by quarters 35 757 940 nr 644 552 534 a 418 401 | 354 I 343 383 19.2023 2Q.2023 3Q 2023 4Q 2023 10.2024 2Q.20
Slide 6: Offer: number of flats offered
vities Offer Number of flats offered in years 2020-2026 8333 8196 8094 | 7636 | 4639 4083 4519 3104 2020 2021 2022 2023 2024 2025 19.2025 1Q 2026
Slide 7: Handovers volume in Q1 2026
Handovers volume in Q1 2026 Number of handed over flats by city Krakow 42 Lodz 97 y— Warszawa 24 Trdjmiasto 127 ae Wroctaw 72 Handovers volume in Q1 2026 city APARTMENTS / SERVICE PREMISES Krakow 42 Warszawa 24 Wroctaw 72 Aglomeracja Slaska 88 Poznan 50 Tréjmiasto 127 boda 97 Total 500
Slide 8: Handovers volume Q1 2026
Handovers volume Q1 2026 Number of handed over flats in years 2020 - 2026 3700 3002 2806 2460 2065 2020 2021 2022 2023 2024 2025
Slide 9: Handovers volume in Q1 2026 - TSA
ting activities Handovers volume in Q1 2026 Handovers volume - TSA thou. m2 12,4 10.2025 28,6 026 YEAR 2020 2021 2022 2023 2024 2025 19.2025 1Q 2026 TSA THOU. M2 164.7 213,5 196,9 159,0 146,9 149 12,4 28,6
Slide 10: New lands
Operating activitie 10 New lands Funds allocated to land purchase in years 2020 - 2026 373 min PLN 402 tys. PUM 336 min PLN 206 tys. PUM 203 min PLN 141 tys. PUM 194 min PLN 227 tys. PUM 124 min PLN 66tys. PUM 51 mtn PLN | PUM 20 mln PLN 12 ‘ PUM 2020 2021 2022 2023 2025 1Q 2026 Land acquired in the
Slide 11: Dividend paid for 2015 - 2024
N Dividend paid for 2015 - 2024 Planned dividend for 2025 259 Dividend rate: 8,1% 232 | 238 (on 31.12.2025) | 194 | 181 | 137 | | "7 65 24 | | | ° 1.447 + plan 195 oe 07 08 GOR an aon EO Re a = 1.642 mln PLN 195 Nominal amount of the dividend: PLN 194.7 million, wchich represents 88% of net result A
Slide 12: Projects under construction - potential of handovers
Galaktyczna Gdańsk 7 630 144 I kw. 2026 ATAL Olimpijska bud. B Katowice 18 227 282 I kw. 2026 Nowa Francuska I (FP IX) Katowice 10 334 168 I kw. 2026 Osiedle Poematu III Warszawa 9 105 166 II kw. 2026 Warszawska 58a Warszawa 4 728 82 II kw. 2026 ATAL Symbioza IA Gdańsk 5 836 91 II kw. 2026 ATAL Symb
Slide 13: Projects under construction - potential of handovers
ATAL Zawiślańska Gdańsk 4 227 64 III kw. 2026 Naramowice Odnova II Poznań 29 476 486 III kw. 2026 Przewóz 42 II Kraków 7 581 126 III kw. 2026 Osiedle Przyjemne II Gdańsk 5 012 107 III kw. 2026 Osiedle Przyjemne III Gdańsk 3 626 79 III kw. 2026 Osiedle Przyjemne IV Gdańsk 6 088 111 III kw. 2026 Moder
Slide 14: Projects under construction - potential of handovers
Zakątek Harmonia III Warszawa 11 008 178 I kw. 2027 Ogrody Andersa III Katowice 12 817 193 I kw. 2027 Strefa Cegielnia III Kraków 7 144 137 I kw. 2027 Żerniki na Novo III Wrocław 16 583 300 I kw. 2027 Hipoteczna Park I Łódź 13 579 219 I kw. 2027 Przystań Sobieszewo Gdańsk 1 619 28 I kw. 2027 Zakątek
Slide 15: Projects potential of handovers by city
Trójmiasto 7 77 159 1 412 Wrocław 5 20 045 299 Warszawa 5 61 880 1 048 Katowice 6 110 749 1 921 Łódź 4 99 065 1 814 Kraków 7 113 782 2 113 Poznań 4 54 427 972 Szczecin 2 19 224 377 40 556 331 9 956
Slide 16: Consolidated financial results
“WWE UDED Pt ED PU EE eae Paid otaansn ee el SSO BABY SE Ee EE ina Consolidated financial results
Slide 17: Profit and loss account
7 Consolidated financial results Profit and loss account PLN THOU. Revenues from sale of products, goods and materials Costs of products, goods and materials sold Grossresult of sale Costs of sale Costs of generalmanagement Remaining operational revenues Remaining operational costs Result of the ope
Slide 18: Gross and net margin by quarters
18 idatedfine Consolidated financial results Gross margin on sales by quarters 39,1% 33.3% 250% 20.4% 29,4% 37% | 28,4% “me 23,8% “a | 26,4% 19,6% | | : 192023 2Q2023 =3Q2023 =4Q2023 12024 =202024 §=63Q2024 4Q2024 12025 2Q2025 3Q2025 4Q2025 1Q2026 Net margin by quarters 28,6% 26,0% 24,8% 22,7% | 95%
Slide 19: Balance sheet
19 Consolidated financial results Balance sheet PLN THOU. Assetsin total Fixed assets Currentassets Liabilities and capitalin total Equity Liabilitiesin total Longtermliabilities Shortterm liabilities PLN THOU. Net Debt Ratio for the Group 31.12.2025 4915533 203452 4712081 4915533 1725 362 3190171 1
Slide 20: Main items of the financial results
dated financial results 20 Main items of the financial results in PLN million 2324 2021 495 2021 2495 2022 Inventory 3384 2668 2023 2024 620 | 127 2023 2024 4438 2025 4560 1Q 2026 1166 2021 1950 2021 1302 2022 1876 Equity 1700 1739 2023 2024 Liabilities 2061 1839 | 2023 2024 1725 2025 3190 2025 1781
Slide 21: Inventory breakdown
ated financial Consolidated financial results in PLN million Inventory 4438 2025 4560 1Q 2026 Work in progress 3549 3300 2025 1Q 2026 Finished products 1133 2025 1Q 2026
Slide 22: Structure of debt maturity as at 31.03.2026
22 Structure of debt maturity as at 31.03.2026 1087 503 747 300 2026 2027 [il Bonds Loans granted by the shereholder BB Bank toans
Slide 23: Business financing sources
jated financial 23 Business financing sources in PLN million Prepayments Equity 1781 from customers Corporate bonds 430 ~ Bank loans 413 Loans granted by - the shereholder 1047 BUSINESS FINANCING SOURCES AS AT 31.03.2026 Equity Bank loans Loans granted by the shereholder Corporate bonds Prepayments
Slide 24: Our achievements
24 Our achievements * Start of construction works for 3 projects (629 flats) = Sales lauched for 4 investments (752 flats) = Construction works finalised for 3 investments (616 flats)
Slide 25: Appendix
Appendix
Slide 26: Capital group and shareholders structure
Appendix 26 ATAL S.A. is one of Poland's leading developers. It specializes in housing estates, single multi-family houses located in Poland's largest cities. It is since June 2015 that the shares of ATAL S.A. have been officially listed on the Warsaw Stock Exchange. ATAL’s founder and leading share
Slide 27: ATAL S.A. group structure
ATAL S.A. Apartamenty ATAL Construction Sp. z o.o. 100% 100% Ostródzka Sp. z o.o. komandytariusz komplementariusz jednostka stowarzyszona Atal Construction Sp. z o.o. Sp. K. 100% ATAL Development GmbH Niemcy 49% Aleja Pokoju 83F 100%
Slide 28: Management Board
Appendix 28 Management Board Zbigniew Juroszek President of ATALS.A. + ATALS.A\s founder and main shareholder + Responsible for determining the development direction and the implementation of the given strategy in the entire ATALS.A. Group + 35 years of professional experience, 25 years of professio
Slide 29: Investments introduction to sale
Skwer Witosa Warszawa 159 I kw. 2026 Ogrody Andersa IV Katowice 215 I kw. 2026 ATAL Ruczaj (Nova Obozowa) Kraków 154 I kw. 2026 Szczecin 224 I kw. 2026 ATAL Floriana
Slide 30: Projects completed
Francuska Park IX Katowice 168 I kw. 2026 Olimpijska bud. B Katowice 282 I kw. 2026 Osiedle Poematu III Warszawa 166 I kw. 2026
Slide 31: Investor relationships
Investor relationships ATALS.A. ul. Stawowa 27 43-400 Cieszyn tel.: (+48) 33 857 59 12 fax: (+48) 33 857 59 02 ri@atal.pl www.atal.pl | OGOLNOPOLSKI DEWELOPER