Slide 1: LEE i
{ fF LEE i c 9 & fe) : Ol = I o = wn Ps) —_ a Z £ 2 - aa ° @ 22 2 8 82 6 c oa £ 5 — £ 5 > ro t,) 3
Slide 2: Agenda
Agenda + | OPERATING ACTIVITIES Investments in progress and in the pipeline Sales of flats Offer Handovers New lands Dividend Projects under construction - potential of handovers NOUR WN> CONSOLIDATED FINANCIAL RESULTS Profit and loss account Ballance sheet Structured of debt maturity Business finan
Slide 3: Operating activities
Operating activities
Slide 4: Investments in progress and in the pipeline
Operating activities Investments in progress and in the pipeline NUMBER OF PROJECTS PROJECTS NUMBER OF FLATS TSA (m2) . In progres 5 1394 84 467 El Poznan Planned 3 653 35 160 In progres 5 1068 59945 Wroctaw Planned 4 310 20721 . In progres 6 1904 109 885 Aglomeracja Slaska g Ja sa Planned 5 1669 94
Slide 5: Sales of flats
Operating activities Sales of flats Annual number of flats sold 2020-2026 4258 2896 2833 2091 | 2068 1678 | | | 2020 2021 2022 2023 2024 2025 Number of flats sold as divided by quarters 5 757 940 nr 552 AAs, 418 | ' | p I 2Q 2023 3Q.2023 4Q 2023 19.2024 2Q.2024 3Q.2024 4Q 2024 102025 2Q.2025 3Q.2025
Slide 6: Offer
Operating activities Offer 4083 2020 3104 2021 Number of flats offered in years 2020-2026 2022 7636 4519 2023 2024 8196 2025 8688 7487 1H 2025 1H 2026
Slide 7: Handovers volume in H1 2026
Operating activities Handovers volume in H1 2026 Number of handed over flats by city Krakow 120 y a Warszawa 38 TS Wroctaw 131 £6dz159 ———— Trdjmiasto 178 ~~ Poznan 144 Aglomeracja Slaska 243 Handovers volume in H1 2026 city APARTMENTS / SERVICE PREMISES Krakow 120 Warszawa 38 Wroctaw 131 Aglomeracj
Slide 8: Handovers volume H1 2026
Operating activities Handovers volume H1 2026 Number of handed over flats in years 2020 - 2026 3700 3002 2806 2460 2065 2020 2021 2022 2023 2024 2025 1H 2026
Slide 9: Handovers volume - TSA thou. m2
Operating activities Handovers volume in H1 2026 Handovers volume - TSA thou. m2 YEAR TSA THOU. M2 2020 164.7 61,5 2021 213,5 2022 196,9 32,5 2023 159,0 2024 146,9 2025 14,9 1H 2025 32,5 1H 2025 1H 2026 1H 2026 615
Slide 10: New lands
Operating activities 10 New lands Funds allocated to land purchase in years 2020 - 2026 373 min PLN 402 tys. PUM 336 min PLN 206 tys. PUM 203 min PLN 141 tys. PUM 194 min PLN 227 tys. PUM 124 min PLN 66tys. PUM 54 mln PLN 51min PLN 30 tys. PUM 86 I PUM 2020 2021 2022 2023 2025 1H 2026 Land acquired
Slide 11: Dividend
Operating activities Dividend Dividend paid for 2015 - 2025 181 137 | 65 24 | | | ° C 2015 2016 «20172018 =. 2019 Planned dividend for 2025 Dividend rate: 7,7 % on 15.0 Nominal amount of the dividend: PLN 194.7 million, wchich represents 88% of net result ATAL S.A. The total amount of dividends paid
Slide 12: Projects under construction - potential of handovers
Galaktyczna Gdańsk 7 630 144 I kw. 2026 ATAL Olimpijska bud. B Katowice 18 227 282 I kw. 2026 Nowa Francuska I Katowice 10 334 168 I kw. 2026 Przewóz 42 II Kraków 7 581 126 II kw. 2026 Osiedle Poematu III Warszawa 9 105 166 II kw. 2026 Warszawska 58a Warszawa 4 728 82 II kw. 2026 Naramowice Odnova I
Slide 13: Projects under construction - potential of handovers
ATAL Jasieny Gdańsk 2 709 48 III kw. 2026 ATAL Strachowicka II Wrocław 16 400 301 III kw. 2026 Żerniki na Novo II Wrocław 21 370 388 III kw. 2026 ATAL Sky + II Katowice 42 012 764 III kw. 2026 ATAL Zawiślańska Gdańsk 4 227 64 III kw. 2026 Osiedle Przyjemne II Gdańsk 5 012 107 III kw. 2026 Osiedle Pr
Slide 14: Projects under construction - potential of handovers
Nowy Targówek VI Warszawa 7 042 112 I kw. 2027 Nowa Francuska IIA Katowice 16 231 290 I kw. 2027 Heyki City Szczecin 23 042 415 I kw. 2027 Zakątek Harmonia III Warszawa 11 008 178 I kw. 2027 Ogrody Andersa III Katowice 12 817 193 I kw. 2027 Strefa Cegielnia III Kraków 7 144 137 I kw. 2027 Żerniki na
Slide 15: Projects under construction - potential of handovers
Francuska Park VIIIB Katowice 10 899 191 II kw. 2026 ATAL Grabiszyn Wrocław 3 084 59 II kw. 2026 Zacisze Marcelin IIIa Poznań 6 531 90 III kw. 2026 Zakole Wisły Kraków 7 964 134 III kw. 2026 Niebieski Bursztyn II Gdańsk 9 608 172 III kw. 2026 ATAL Parkowa Poznań 16 113 262 III kw. 2026 ATAL Bronowic
Slide 16: Projects by city
Trójmiasto 16 142 951 2 587 Wrocław 4 20 724 310 Warszawa 4 50 937 822 Katowice 6 110 749 1 921 Łódź 4 99 065 1 814 Kraków 7 113 782 2 100 Poznań 4 54 465 972 Szczecin 2 19 224 377 47 611 897 10 903
Slide 17: Consolidated financial results
Consolidated financial results
Slide 18: Profit and loss account
Consolidated financial results 18 Consolidated financial results Profit and loss account PLNTHOU. Revenues from sale of products, goods and materials Costs of products, goods and materials sold Grossresult of sale Costs of sale Costs of generalmanagement Remaining operational revenues Remaining oper
Slide 19: Margins by quarters
Consolidated financial results Consolidated financial results Gross margin on sales by quarters 333% 35.4% 35,6% 31,7% 28,4% 312% | 29,4% 28,4% ’ 23.0% | | =e 25,8% | 2 a% | | 2Q.2023 302023 4Q2023 102024 2Q2024 32024 4Q2024 102025 202025 302025 42025 1Q2026 202026 Net margin by quarters 26,0% 24,8%
Slide 20: Balance sheet
Consolidated financial results 20 Consolidated financial results Balance sheet PLN THOU. Assetsin total Fixed assets Currentassets Liabilities and capitalin total Equity Liabilitiesin total Longtermliabilities Shortterm liabilities PLN THOU. Net Debt Ratio for the Group 31.12.2025 4845388 203452 464
Slide 21: Main items of the financial results
21 Consolidated financial results Main items of the financial results in PLN million Inventory Equity 4438 4627 1700 1 739 1725 1693 3304 1302 1166 24! 2668 2324 ss 2021 2022 2023 2024 2025 1H 2026 2021 2022 2023 2024 2025 1H 2026 Cash Liabilities 620 3853 495 | 500 3120 398 2061 1950 1876 1839 | 12
Slide 22: Inventory breakdown
Consolidated financial results Consolidated financial results in PLN million Inventory 4438 2025 4627 20.2026 Work in progress 3769 3300 2026 20.2026 Finished products 1133 2025 850 20.2026
Slide 23: Structure of debt maturity as at 30.06.2026
nN wo Consolidated financial results Structure of debt maturity as at 30.06.2026 1158 331 747 300 260 rod 300 300 260 130 2 2026 2 Bonds Loans granted by the shereholder Hl Bank toans
Slide 24: Business financing sources
Consolidated financial results 24 Business financing sources in PLN million Equity 1693 Prepayments from customers / / Bank loans 312 / Corporate bonds 690 ~— Loans granted by ——.— the shereholder 1047 BUSINESS FINANCING SOURCES AS AT 30.06.2026 Equity Bank loans Loans granted by the shereholder Cor
Slide 25: Our achievements
Our achievements = Start of construction works for 5 projects (968 flats) = Sales lauched for 5 investments (772 flats) = Construction works finalised for 14 investments (3 015 flats)
Slide 26: Appendix
Appendix
Slide 27: ATAL S.A. company profile
Appendix 27 ATAL S.A. is one of Poland's leading developers. It specializes in housing estates, single multi-family houses located in Poland's largest cities. It is since June 2015 that the shares of ATAL S.A. have been officially listed on the Warsaw Stock Exchange. ATAL's founder and leading share
Slide 28: Capital group structure
ATAL S.A. Apartamenty ATAL Construction Sp. z o.o. 100% 100% Ostródzka Sp. z o.o. komandytariusz komplementariusz jednostka stowarzyszona Atal Construction Sp. z o.o. Sp. K. 100% ATAL Development GmbH Niemcy 49% Aleja Pokoju 83F 100%
Slide 29: Management Board
Appendix 29 Management Board Zbigniew Juroszek President of ATALS.A. + ATALS.A\s founder and main shareholder + Responsible for determining the development direction and the implementation of the given strategy in the entire ATALS.A. Group + 35 years of professional experience, 25 years of professio
Slide 30: Investments introduction to sale
Skwer Witosa Warszawa 159 I kw. 2026 Ogrody Andersa IV Katowice 215 I kw. 2026 ATAL Ruczaj Kraków 154 I kw. 2026 ATAL Floriana Szczecin 224 I kw. 2026 ATAL Ville przy Białej Wrocław 20 II kw. 2026
Slide 31: Project completed
Francuska Park IX Katowice 168 I kw. 2026 Olimpijska bud. B Katowice 282 I kw. 2026 Osiedle Poematu III Warszawa 166 I kw. 2026 Przewóz 42 II Kraków 126 II kw. 2026 Warszawska 58 Warszawa 82 II kw. 2026 ATAL Strachowicka II Wrocław 301 II kw. 2026 ATAL Symbioza 1A Gdańsk 91 II kw. 2026 ATAL Symbioza
Slide 32: Investor relationships
Investor relationships ATALS.A. ul. Stawowa 27 43-400 Cieszyn tel.: (+48) 33 85759 12 fax: (+48) 33 857 59 02 ri@atal.pl www.atal.pl OGOLNOPOLSKI DEWELOPER