Slide 1: Summary of results for 2025
Summary of results for 2025 March 27, 2026 OGOLNOPOLSKI DEWELOPER www.atal.pl
Slide 2: Agenda
Agenda + | OPERATING ACTIVITIES Investments in progress and in the pipeline Sales of flats Offer Handovers New lands Dividend Projects under construction - potential of handovers NOUR WN> CONSOLIDATED FINANCIAL RESULTS Profit and loss account Ballance sheet Structured of debt maturity Business finan
Slide 3: Operating activities
Operating activities
Slide 4: Summary of projects in progress and planned
* TSA - total saleable areal Aglomeracja Slaska Krakow todz Warszawa Trdjmiasto Szezecin SUMMARY PROJECTS. In progres Planned In progres Planned In progres Planned In progres Planned In progres Planned In progres Planned In progres Planned In progres Planned In progress Planned NUMBER OF PROJECTS NU
Slide 5: Sales of flats
vities Sales of flats 3180 2896 2019 2020 735 757 401 19.2023 2Q 2023 3Q 2023 Annual number of flats sold 2019-2025 4258 2833 2091 | 2021 2022 2023 Number of flats sold as divided by quarters 940. n 552 445 354 1 4Q 2023 10.2024 2Q.2024 3Q.2024 4Q 2024 343 19.2025 —1% 2068 1678 | 2024 2025 383 418 2
Slide 6: Number of flats offered in years 2019-2025
Number of flats offered in years 2019-2025 8196 7636 4639 4519 rs 2 8 8 3104 2019 2020 2021 2022 2023 2024 2025
Slide 7: Handovers volume in 2025
Operating activities Handovers volume in 2025 Number of handed over flats by city Krakow 173 Lodz 466 — a \ ,— Warszawa 163 Trdjmiasto 205 —~ Poznan 221 SS, ——— Wroctaw 588 Aglomeracja Slaska 249 Handovers volume in 2025 city APARTMENTS / SERVICE PREMISES Krakow 73 Warszawa 163 Wroctaw 588 Aglomerac
Slide 8: Handovers volume in 4Q 2025
Operating activities Handovers volume in 4Q 2025 Number of handed over flats by city / Krakow 68 /— Warszawa 67 Trdjmiasto 102 —~ NS Wroctaw 143 Poznan 12! Aglomeracja Slaska 106 Handovers volume in 4Q 2025 city APARTMENTS / SERVICE PREMISES Krakow 68 Warszawa 67 Wroctaw 143 Aglomeracja Slaska 106 P
Slide 9: Number of handed over flats in years 2019-2025
Handovers volume in 2025 Number of handed over flats in years 2019 - 2025 3700 3380 3002 16% 2806 es? 2460 1769 2065 2019 2020 2021 2022 2023 2024 2025
Slide 10: Handovers volume - TSA thou. m2
10 Handovers volume in 2025 Handovers volume - TSA thou. m2 146,9 + 114,9 2024 2025 YEAR 2019 2020 2021 2022 2023 2024 2025 TSA THOU. M2 98,4 164.7 213,5 196,9 159,0 146,9 14,9
Slide 11: New lands
ting activities N New lands Funds allocated to land purchase in years 2019 - 2025 373. mln PLN. 402 tys. PUM 194 min PLN 227 tys. PUM 89 min PLN 164 tys. PUM 51min PLN | 86 tys. PUM 2019 2020 2021 2022 336 mln PLN 206 tys. PUM 203 min PLN 141 tys. PUM 124 mln PLN 66 tys. PUM 2024 2023 2025 Land acqu
Slide 12: Dividend paid for 2015-2024 and planned for 2025
12 Dividend paid for 2015 - 2024 259 238 7 181 137 65 24 | 2015 «201% «= 2017_—-«2018_— 2019S «2020S 2021S 2022) 2023-2024 Planned dividend for 2025 Dividend rate: 8,1% (on 31122025 r.) Nominal amount of the dividend: PLN 194.7 million, wchich represents 88% of net result ATAL S.A. The total amount
Slide 13: Projects under construction - potential of handovers
ATAL City Square IV Wrocław 15 403 326 I kw. 2025 Nowe Miasto Polesie IV a Łódź 12 051 211 I kw. 2025 Osiedle Poematu II Warszawa 7 920 144 II kw. 2025 Na Opoczyńskiej Wrocław 4 949 90 II kw. 2025 Ogrody Andersa Katowice 6 175 114 II kw. 2025 ATAL Olimpijska bud. A Katowice 14 542 225 II kw. 2025 Kr
Slide 14: Projects under construction - potential of handovers
Galaktyczna Gdańsk 7 630 144 I kw. 2026 Francuska Park IX Katowice 10 334 168 I kw. 2026 ATAL Olimpijska bud. B Katowice 18 227 282 I kw. 2026 ATAL Jasieny Gdańsk 2 709 48 I kw. 2026 Osiedle Poematu III Warszawa 9 105 166 II kw. 2026 ATAL Symbioza IA Gdańsk 5 836 91 II kw. 2026 ATAL Symbioza IB Gdań
Slide 15: Projects under construction - potential of handovers
Naramowice Odnova II Poznań 29 476 486 III kw. 2026 Przewóz 42 II Kraków 7 581 126 III kw. 2026 Osiedle Przyjemne II Gdańsk 5 012 107 III kw. 2026 Osiedle Przyjemne III Gdańsk 3 626 79 III kw. 2026 Osiedle Przyjemne IV Gdańsk 6 088 111 III kw. 2026 Warszawska 58a Warszawa 4 728 82 III kw. 2026 Moder
Slide 16: Projects under construction - potential of handovers
Zakątek Harmonia III Warszawa 11 008 178 I kw. 2027 Ogrody Andersa III Katowice 12 817 193 I kw. 2027 Strefa Cegielnia III Kraków 7 144 137 I kw. 2027 Żerniki na Novo III Wrocław 16 583 300 I kw. 2027 Hipoteczna Park I Łódź 13 579 219 I kw. 2027 Przystań Sobieszewo Gdańsk 1 619 28 I kw. 2027 Skwer H
Slide 17: Projects by city
Trójmiasto 7 77 159 1 412 Wrocław 4 17 245 248 Warszawa 5 61 880 1 048 Katowice 5 101 242 1 749 Łódź 4 99 065 1 814 Kraków 6 93 299 1 698 Poznań 4 54 427 972 Szczecin 2 19 224 377 37 523 541 9 318
Slide 18: Consolidated financial results
Consolidated financial results
Slide 19: Profit and loss account
19 Consolidated financial results Profit and loss account PLN THOU. Revenues from sale of products, goods and materials Costs of products, goods and materials sold Grossresult of sale Costs of sale Costs of generalmanagement Remaining operational revenues Remaining operational costs Result of the op
Slide 20: Gross and net margin by quarters
idatedfine 20 Consolidated financial results Gross margin on sales by quarters 391% 36,2% 33,3% 312% 317% 25,8% | 28,4% 23,8% 25.2% | I | | : 4Q2022 1Q2023 22023 32023 4Q2023 12024 202024 + 3Q2024 4Q2024 1Q2025 Net margin by quarters 28,7% __28,6% 26,0% 24,8% 19,5%. 22,7% | | 18,6% 15.9% | 15,0% | |
Slide 21: Balance sheet
21 Consolidated financial results Balance sheet PLN THOU. Assetsin total Fixed assets Currentassets Liabilities and capitalin total Equity Liabilitiesin total Longtermliabilities Shortterm liabilities PLN THOU. Net Debt Ratio for the Group 31.12.2024 3799 642 194.820 3604 822 3799 642 1739 067 20605
Slide 22: Main items of the financial results
Consolidated financial results 22 Main items of the financial results in PLN million Inventory 4438 3384 2668 2328 2324 2.495 952 2020 2021 2022 2023 2024 2025 2020 Cash 620 495 l 398 1841 242 | 127 146 2020 2021 2022 2023 2024 2025 2020 1166 2021 1950 2021 Equity 1700 1302 2022 2023 Liabilities 187
Slide 23: Inventory breakdown
red financial 23 Consolidated financial results in PLN million Inventory 3384 2024 4438 2025 Work in progress Finished products 3300 1133 3189 194 2024 2025 2024 2025
Slide 24: Structure of debt maturity as at 31.12.2025
24 Structure of debt maturity as at 31.12.2025 707 300 Bonds EB Bank toans 877 747 Loans granted by the shereholder
Slide 25: Business financing sources in PLN million
25 Business financing sources in PLN million Prepayments Equity 1725 from customers Corporate bonds 430 ~ Bank loans 407 Loans granted by —— the shereholder 1047 BUSINESS FINANCING SOURCES AS AT 31.12.2025 Equity Bank loans Loans granted by the shereholder Corporate bonds Prepayments from customers
Slide 26: Our achievements
26 Our achievements = Start of construction works for 13 projects (2,022 flats) = Sales lauched for 14 investments (2,150 flats) = Construction works finalised for 22 investments (3,933 flats)
Slide 27: Appendix
Appendix
Slide 28: Appendix
Appendix 28 ATAL S.A. is one of Poland's leading developers. It specializes in housing estates, single multi-family houses located in Poland's largest cities. It is since June 2015 that the shares of ATAL S.A. have been officially listed on the Warsaw Stock Exchange. ATAL's founder and leading share
Slide 29: ATAL S.A. capital group structure
ATAL S.A. Apartamenty ATAL Construction Sp. z o.o. 100% 100% Ostródzka Sp. z o.o. komandytariusz komplementariusz jednostka stowarzyszona Atal Construction Sp. z o.o. Sp. K. 100% ATAL Development GmbH Niemcy 49% Aleja Pokoju 83F 100%
Slide 30: Management Board
Appendix 30 Management Board Zbigniew Juroszek President of ATALS.A. + ATALS.A\s founder and main shareholder + Responsible for determining the development direction and the implementation of the given strategy in the entire ATALS.A. Group + 35 years of professional experience, 25 years of professio
Slide 31: Investments introduction to sale
Hipoteczna Park Łódź 219 I kw. 2025 Skwer Harmonia II Kraków 251 I kw. 2025 Ogrody Andersa III Katowice 193 I kw. 2025 Strefa Cegielnia III Kraków 137 I kw. 2025 Niebieski Bursztyn II Gdańsk 172 II kw. 2025 ATAL Parkowa Poznań 262 II kw. 2025 ATAL Jasieny Gdańsk 48 II kw. 2025 Francuska Park VIII B
Slide 32: Projects completed
ATAL City Square IV Wrocław 326 I kw. 2025 Osiedle Poematu II Warszawa 144 I kw. 2025 ATAL Strachowicka I Wrocław 105 I kw. 2025 Ogrody Andersa Katowice 114 I kw. 2025 Kowale Apollina Gdańsk 60 II kw. 2025 Na Opoczyńskiej Wrocław 90 II kw. 2025 Oilmpijska Bud. A Katowice 225 II kw. 2025 ATAL Aura II
Slide 33: Investor relationships
Investor relationships ATALS.A. ul. Stawowa 27 43-400 Cieszyn tel.: (+48) 33 857 59 12 fax: (+48) 33 857 59 02 ri@atal.pl www.atal.pl OGOLNOPOLSKI DEWELOPER