Business
Porto Seguro S A : Institutional Presentation 2026
Porto Seguro S A : Institutional Presentation
About this update from Porto Seguro S.a.
Institutional Presentation 2026 ERICA Accounting Reporting 1.5 years with Porto CONTENTS INSTITUTIONAL PRESENTATION Our history Porto Ecosystem Our structure Our numbers Verticals Corporate Governance Sustainability history Our LAÍS Porto Negócio Backoffice 7 years with Porto Company's Major Milestones INSTITUTIONAL PRESENTATION August 1945 1972 1992-2002 2003 2004 2009 2022-2023 2025 Foundation of Garfinkel family New business lines: Launch of Azul Initial Public Itaú Auto e Rebranding of the Porto Inclusion of Porto Porto Seguro takes control of the Life, Pension Plan, Health, Seguros Offering Residência brand and launch of the Seguro S.A. into Company Portopar (Asset), and (IPO PSSA3) Association Porto Bank, Porto Saúde, the IBOV Index PortoSeg (Financing) Porto Seguro, and Porto Progress in Serviço vertical. diversification, with Banking, Services and Healthcare now accounting for 49% of the Company's income. 4 2009 Historical Initiatives INSTITUTIONAL PRESENTATION 1987 1991 1994 1997 2004 2007 Launch of Brake Light Launch of Porto Socorro Snack Kit provided Implementation of homeowner services First Sustainability Report Launch of Porto Seguro Credit Card Creation of Trânsito+gentil (Kinder Traffic) 2025 2019-2023 2017 2015 2015 2014 15-min Project Launch Launch of Azul por Assinatura and Azul Auto Roubo Lauch of Electric Fleet Launch of Oxigênio, our startup accelerator Launch of Health for Pet Launch of Porto Faz 5 Porto Ecosystem RICHARD Telemarketing Operation 3 years with Porto Summary INSTITUTIONAL PRESENTATION Revefiue 6fid Ificome Bre6kdowfi 2025 and 20241 Rev.: 55% (59% in 2024) Net ificome: 51% (57% in 2024) Rev.: 18% (16% in 2024) Net ificome: 25% (22% in 2024) Rev.: 21% (18% in 2024) Net ificome: 18% (14% in 2024) Rev.: 6% (7% in 2024) Net ificome: 7% (7% in 2024) Key D6t6 2025 (vs. 2024) Revefiue Ificome ROAE R$ 41.1B (+11%) R$ 3.4B (+28%) 22.7% (+2.7 p.p.) M6rket C6p² R$ 31.0 B Aver6ge ADTV² Last 60 days R$ 91.5 M 1. Considers only data from business verticals 2. Consider the position as of December 2025. 7 Growth and ROAE INSTITUTIONAL PRESENTATION Growth and ROAE by Vertical 581 90,0% 80,0% 70,0% Profit CAGR (%) 2021-2025¹ 60,0% 50,0% 1.658 812 40,0% 30,0% 20,0% 10,0% 0,0% Income in 2025 (R$ M) 221 ¹ 0,0% 5,0% 10,0% 15,0% 20,0% 25,0% 30,0% 35,0% ROAE (%) Source: Financial data (1) Porto Serviço data from 2024 to 2025. 8 Auto P&C a...