This report presents NEO Finance, AB's 2025 audited financial statements.
"The year 2025 for NEO Finance was marked by significant growth and consistent strategic progress. The Company further strengthened its diversified business model by successfully developing both its payment services and peer-to-peer lending activities. A balanced business structure ensured resilience, sustainable profitability, and operational efficiency. Continuous process improvements, innovation, and disciplined cost management enabled improved financial performance and reinforced a strong foundation for the Company's further development," says Juozas Kaminskas, Head of Administration at NEO Finance
| Indicators | 2025 | 2024 | Change |
| Revenue, Eur | 8 032 102 | 6 071 742 | 32% |
| Income from P2P lending activities, Eur | 4 256 780 | 3 685 365 | 16% |
| Income from payment services, Eur | 3 121 214 | 1 802 641 | 73% |
| Income from investing activities, Eur | 654 108 | 583 735 | 12% |
| Cost of sales, Eur | (3 520 103) | (3 055 444) | 15% |
| Gross profit, Eur | 4 511 999 | 3 016 298 | 50% |
| General and administrative costs, Eur | (2 847 659) | (2 793 842) | 14% |
| Net profit, Eur | 1 497 935 | 485 711 | 208% |
Detailed financial information is provided in the appendix.
Head of Administration
Juozas Kaminskas
Email: juozas.kaminskas@neofinance.com