Consolidated Summary Report for the Year Ended March 31,2025（2,039KB）

Consolidated Summary Report for the Year Ended March 31, 2025

[Japanese GAAP]

May 12, 2025

Company name: The Hyakujushi Bank, Ltd. Listing: Tokyo Stock Exchange

Securities code: 8386

URL: https://www.114bank.co.jp/

Representative: Masashi Mori Representative Director, President

Inquiries: Takayuki Muramatsu Executive Officer and General Manager, Corporate Planning Division Telephone: +81-87-836-2721

Scheduled date of annual general meeting of shareholders: June 27, 2025 Scheduled date to commence dividend payments: June 30, 2025 Scheduled date to file annual securities report: June 24, 2025

Trading accounts: None

Preparation of supplementary material on financial results: Yes Holding of financial results briefing: Yes

(Yen amounts are rounded down to millions, unless otherwise noted.)

1. Consolidated Financial Results for the Fiscal Year Ended March 31, 2025 (April 1, 2024 to March 31, 2025)

   1. Consolidated Operating Results (Percentages indicate year-on-year changes.)

      	Ordinary income		Ordinary profit		Profit attributable to owners of parent
      Fiscal year ended March 31, 2025 March 31, 2024	Millions of yen 90,007 82,146	% 9.6 (3.2)	Millions of yen 19,910 14,557	% 36.8 9.5	Millions of yen 13,700 9,642	% 42.1 5.1

      (Note) Comprehensive income:	Fiscal year ended March 31, 2025:	¥	2,823 million	[	(94.5) %]
      	Fiscal year ended March 31, 2024:	¥	50,978 million	[	-%]

      	Basic earnings per share	Diluted earnings per share	Rate of return on equity	Ordinary profit to total assets ratio	Ordinary profit to ordinary income ratio
      Fiscal year ended	Yen	Yen	%	%	%
      March 31, 2025	481.23	481.16	4.1	0.3	22.1
      March 31, 2024	336.20	336.12	3.2	0.3	17.7

      (Reference) Equity in earnings (losses) of affiliated companies:	Fiscal year ended March 31, 2025:	¥	- million
      (2) Consolidated Financial Position	Fiscal year ended March 31, 2024:	¥	- million

      	Total assets	Net assets	Capital adequacy ratio	Net assets per share
      As of March 31, 2025 March 31, 2024	Millions of yen 5,753,583 5,840,650	Millions of yen 328,273 329,186	% 5.7 5.6	Yen 11,550.34 11,527.06

      (Reference) Equity: As of March 31, 2025:	¥	328,265 million
      As of March 31, 2024:	¥	329,164 million

      (3) Consolidated Cash Flows

      	Cash flows from operating activities	Cash flows from investing activities	Cash flows from financing activities	Cash and cash equivalents at the end of period
      Fiscal year ended March 31, 2025 March 31, 2024	Millions of yen (130,700) (92,451)	Millions of yen (94,110) (16,577)	Millions of yen (3,764) (2,891)	Millions of yen 817,900 1,046,479

2. Dividends

   	Annual dividends					Total dividends	Payout ratio (consolidated)	Dividends to net assets (consolidated)
   	1st quarter-end	2nd quarter-end	3rd quarter-end	Year-end	Total
   Fiscal year ended March 31, 2024 March 31, 2025	Yen - -	Yen 35.00 60.00	Yen - -	Yen 55.00 85.00	Yen 90.00 145.00	Millions of yen 2,582 4,137	% 26.8 30.1	% 0.8 1.3
   Fiscal year ending March 31, 2026 (Forecast)	-	88.00	-	88.00	176.00		32.3

   (Note) Breakdown of the year-end dividend for the fiscal year ended March 31, 2025 : Commemorative dividend - yen

   Special dividend - yen

3. Consolidated Financial Results Forecast for the Fiscal Year Ending March 31, 2026 (April 1, 2025 to March 31, 2026)

(Percentages indicate year-on-year changes.)

1. Changes in accounting policies, changes in accounting estimates, and restatement

   1. Changes in accounting policies due to revisions to accounting standards and other regulations: None

   2. Changes in accounting policies due to other reasons: None

   3. Changes in accounting estimates: None

   4. Restatement: None

2. Number of issued shares (common shares)

   1. Total number of issued shares at the end of the period (including treasury shares): March 31, 2025: 28,630,000 shares

      March 31, 2024: 28,790,000 shares

   2. Number of treasury shares at the end of the period:

      March 31, 2025: 209,624 shares

      March 31, 2024: 234,170 shares

   3. Average number of shares outstanding during the period:

Fiscal Year ended March 31, 2025: 28,469,815 shares

Fiscal Year ended March 31, 2024: 28,679,205 shares

(Reference) Overview of Non-consolidated Financial Results

1. Non-consolidated Financial Results for the Fiscal Year Ended March 31, 2025 (April 1, 2024 to March 31, 2025)

   1. Non-consolidated Operating Results (Percentages indicate year-on-year changes.)

      	Ordinary income		Ordinary profit		Net income
      Fiscal year ended March 31, 2025 March 31, 2024	Millions of yen 81,381 73,541	% 10.7 (3.2)	Millions of yen 18,517 13,278	% 39.5 11.8	Millions of yen 12,871 8,854	% 45.4 6.6

      	Basic earnings per share	Diluted earnings per share
      Fiscal year ended	Yen	Yen
      March 31, 2025	452.12	452.06
      March 31, 2024	308.75	308.68

   2. Non-consolidated Financial Position

   	Total assets	Net assets	Capital adequacy ratio	Net assets per share
   As of March 31, 2025 March 31, 2024	Millions of yen 5,712,963 5,805,865	Millions of yen 297,118 301,845	% 5.2 5.2	Yen 10,454.10 10,569.60

   (Reference) Equity: As of March 31, 2025:	¥	297,109 million
   As of March 31, 2024:	¥	301,823 million

2. Non-consolidated Financial Results Forecast for the Fiscal Year Ending March 31, 2026 (April 1, 2025 to March 31, 2026)

(Percentages indicate year-on-year changes.)

• Financial results reports are exempt from audit conducted by certified public accountants or an audit firm.

• Proper use of earnings forecasts, and other special matters

The description of future performance of this report is based on information which is presently available and certain assumptions which are considered to be reasonable, and it does not guarantee future performance. Please take note that future performance may differ from forecasts.

Consolidated Financial Statements

Consolidated Balance Sheets

(Millions of yen)

As of March 31, 2024 As of March 31, 2025

(Millions of yen)

As of March 31, 2024 As of March 31, 2025