Note:This document has been translated from a part of the Japanese original for reference purposes only. In the event of any discrepancy between this translated document and the Japanese original, the original shall prevail.
Consolidated Summary Report
for the Three Months Ended June 30, 2025 [Japanese GAAP]
August 1, 2025
Company name: The Hyakujushi Bank, Ltd. Listing: Tokyo Stock Exchange
Securities code: 8386
URL: https://www.114bank.co.jp/
Representative: Masashi Mori Representative Director, President
Inquiries: Takayuki Muramatsu Executive Officer and General Manager, Corporate Planning Division Telephone: +81-87-836-2721
Scheduled date to commence dividend payments: -Trading accounts: None
Preparation of supplementary material on financial results: Yes Holding of financial results briefing: None
(Yen amounts are rounded down to millions, unless otherwise noted.)
Consolidated Financial Results for the Three Months Ended June 30, 2025 (April 1, 2025 to June 30, 2025)
Consolidated Operating Results (Percentages indicate year-on-year changes.)
Ordinary income
Ordinary profit
Profit attributable to owners of parent
Three months ended June 30, 2025
June 30, 2024
Millions of yen
24,155
22,235
%
8.6
9.2
Millions of yen
7,378
6,981
%
5.7
21.9
Millions of yen
4,811
4,527
%
6.3
21.0
(Note) Comprehensive income:
Three months ended June 30, 2025:
¥
10,957 million [
410.1%]
Three months ended June 30, 2024:
¥
2,148 million [
(86.6) %]
Basic earnings per share
Diluted earnings per share
Three months ended
Yen
Yen
June 30, 2025
169.28
169.26
June 30, 2024
158.56
158.53
Consolidated Financial Position
Total assets
Net assets
Capital adequacy ratio
As of
June 30, 2025
March 31, 2025
Millions of yen
5,702,684
5,753,583
Millions of yen
336,834
328,273
%
5.9
5.7
(Reference) Equity: As of June 30, 2025:
¥
336,825 million
As of March 31, 2025:
¥
328,265 million
Dividends
Annual dividends
1st quarter-end
2nd quarter-end
3rd quarter-end
Year-end
Total
Fiscal year ended March 31, 2025
Fiscal year ending March 31, 2026
Yen
-
-
Yen
60.00
Yen
-
Yen
85.00
Yen
145.00
Fiscal year ending March 31, 2026
(Forecast)
88.00
-
88.00
176.00
(Note) Revision to the forecast for dividends announced most recently: None
(Note) Breakdown of the 1st quarter dividend for the fiscal year ending March 31, 2026 : Commemorative dividend - yen
Special dividend - yen
Consolidated Financial Results Forecast for the Fiscal Year Ending March 31, 2026(April 1, 2025 to March 31, 2026)
(Percentages indicate year-on-year changes.)
Ordinary income | Ordinary profit | Profit attributable to owners of parent | Basic earnings per share | ||||
Millions of yen 47,400 98,500 | % | Millions of yen 11,000 24,100 | % | Millions of yen 7,100 15,500 | % | Yen | |
Six months ending September 30, 2025 | 13.6 | 9.5 | 6.6 | 249.72 | |||
Full year | 9.4 | 21.0 | 13.1 | 545.17 | |||
(Note) Revision to the financial results forecast announced most recently: | None | |
* Notes: | ||
(1) Significant changes in the scope of consolidation during the period: | None | |
Newly included: - (Company name: Excluded: - (Company name: | ) ) |
Adoption of accounting treatment specific to the preparation of quarterly consolidated financial statements: Yes
Changes in accounting policies, changes in accounting estimates, and restatement
Changes in accounting policies due to revisions to accounting standards and other regulations: None
Changes in accounting policies due to other reasons: None
Changes in accounting estimates: None
Restatement: None
Number of issued shares (common shares)
Total number of issued shares at the end of the period (including treasury shares): June 30, 2025: 28,630,000 shares
March 31, 2025: 28,630,000 shares
Number of treasury shares at the end of the period:
June 30, 2025: 198,829 shares
March 31, 2025: 209,624 shares
Average number of shares outstanding during the period:
Three months ended June 30, 2025: 28,420,332 shares
Three months ended June 30, 2024: 28,555,260 shares
Review of the Japanese-language originals of the attached consolidated quarterly financial statements by certified public accountants or an audit firm: None
Proper use of earnings forecasts, and other special matters
The forecasts above were prepared based on information available as of the date of publication of this document. Actual financial results may differ from the forecast figures due to various factors in the future.
Quarterly Consolidated Financial Statements Quarterly Consolidated Balance Sheet
(Millions of yen)
As of March 31, 2025 As of June 30, 2025
Assets | ||
Cash and due from banks | 861,929 | 780,216 |
Call loans and bills bought | 1,644 | 8,326 |
Monetary claims bought | 25,488 | 24,745 |
Securities | 1,189,932 | 1,161,124 |
Loans and bills discounted | 3,506,645 | 3,549,406 |
Foreign exchanges | 4,373 | 3,589 |
Lease receivables and investments in leases | 20,665 | 21,263 |
Other assets | 64,452 | 73,269 |
Tangible fixed assets | 37,520 | 37,469 |
Intangible fixed assets | 5,407 | 6,136 |
Retirement benefit asset | 35,377 | 35,651 |
Deferred tax assets | 732 | 732 |
Customers' liabilities for acceptances and guarantees | 17,702 | 18,718 |
Allowance for loan losses | (18,289) | (17,965) |
Total assets | 5,753,583 | 5,702,684 |
Liabilities | ||
Deposits | 4,572,471 | 4,662,666 |
Negotiable certificates of deposit | 122,569 | 80,542 |
Call money and bills sold | 8,286 | 10,985 |
Borrowed money | 613,505 | 497,219 |
Foreign exchanges | 181 | 2,683 |
Other liabilities | 66,679 | 66,397 |
Provision for bonuses for directors (and other officers) | 70 | - |
Retirement benefit liability | 275 | 275 |
Provision for retirement benefits for directors (and other officers) | 34 | 32 |
Provision for reimbursement of deposits | 174 | 163 |
Provision for contingent loss | 156 | 175 |
Provision for share-based compensation | 216 | 230 |
Deferred tax liabilities | 17,865 | 20,668 |
Deferred tax liabilities for land revaluation | 5,118 | 5,091 |
Acceptances and guarantees | 17,702 | 18,718 |
Total liabilities | 5,425,309 | 5,365,850 |
Net assets | ||
Share capital | 37,322 | 37,322 |
Capital surplus | 30,486 | 30,486 |
Retained earnings | 204,899 | 207,346 |
Treasury shares | (565) | (536) |
Total shareholders' equity | 272,143 | 274,618 |
Valuation difference on available-for-sale securities | 35,766 | 42,233 |
Deferred gains or losses on hedges | (16) | (51) |
Revaluation reserve for land | 7,593 | 7,532 |
Remeasurements of defined benefit plans | 12,778 | 12,492 |
Total accumulated other comprehensive income | 56,121 | 62,207 |
Share acquisition rights | 8 | 8 |
Total net assets | 328,273 | 336,834 |
Total liabilities and net assets | 5,753,583 | 5,702,684 |
Quarterly Consolidated Statements of Income and Comprehensive Income
Quarterly Consolidated Statement of Income For the three months ended June 30, 2025 | ||
(Millions of yen) | ||
For the three months ended June 30, 2024 | For the three months ended June 30, 2025 | |
Ordinary income | 22,235 | 24,155 |
Interest income | 14,381 | 16,200 |
Interest on loans and discounts | 10,057 | 11,026 |
Interest and dividends on securities | 3,722 | 3,843 |
Fees and commissions | 3,018 | 3,093 |
Other ordinary income | 1,811 | 1,011 |
Other income | 3,024 | 3,849 |
Ordinary expenses | 15,254 | 16,776 |
Interest expenses | 3,685 | 3,935 |
Interest on deposits | 1,371 | 2,577 |
Fees and commissions payments | 945 | 1,006 |
Other ordinary expenses | 706 | 1,073 |
General and administrative expenses | 8,133 | 8,597 |
Other expenses | 1,782 | 2,164 |
Ordinary profit | 6,981 | 7,378 |
Extraordinary income | 10 | 10 |
Gain on disposal of non-current assets | 10 | 10 |
Extraordinary losses | 97 | 153 |
Loss on disposal of non-current assets | 93 | 55 |
Impairment losses | 3 | 97 |
Profit before income taxes | 6,895 | 7,235 |
Income taxes | 2,367 | 2,424 |
Profit | 4,527 | 4,811 |
Profit attributable to owners of parent | 4,527 | 4,811 |
Quarterly Consolidated Statement of Comprehensive Income
For the three months ended June 30, 2025 | ||
(Millions of yen) | ||
For the three months ended June 30, 2024 | For the three months ended June 30, 2025 | |
Profit | 4,527 | 4,811 |
Other comprehensive income | (2,379) | 6,146 |
Valuation difference on available-for-sale securities | (2,162) | 6,467 |
Deferred gains or losses on hedges | 64 | (34) |
Remeasurements of defined benefit plans, net of tax | (281) | (286) |
Comprehensive income | 2,148 | 10,957 |
Comprehensive income attributable to |
Comprehensive income attributable to owners of parent
2,148 10,957