GMO Payment Gateway Enters into Sustainability Link Loan contract with Mizuho Bank MUFG Bank

[GMO-PG's Sustainability Initiatives]

GMO-PG identifies materiality (material issues) and pursues "realization of a sustainable society" and "enhancement of corporate value". The basic philosophy of sustainability management is to contribute to the growth of customers and the realization of a sustainable society while working together with stakeholders who support our business activities, and to achieve sustainable growth and increase corporate value.
In the environmental field, we are working to reduce greenhouse gas (GHG) emissions under the motto of "contributing to the global environment through cashlessness." For Scope 1 and Scope 2, we achieved effectively zero of GHG emissions in the fiscal year ended September 2023 and have continued to achieve carbon neutrality since then.
In addition, we are engaged with suppliers to reduce Scope 3 emissions.
In addition, we are working to reduce emissions by 2030 and achieve net-zero by 2050, and these targets have been certified by the Science Based Targets initiative (SBTi) as a 1.5°C target for 2030 and a net-zero target for 2050 ^(*2).​
As a result of these efforts, we were selected for the first time on CDP's "A List" in December 2025, the highest rating in the field of climate change ^(*3). In February 2026, we received an A rating in the CDP Supplier Engagement Evaluation ^(*4), marking the second consecutive year that we have been selected.

• *2 Announced on May 31, 2024, "GMO Payment Gateway Achieves '1.5°C Target' Certification by the SBT Initiative for Greenhouse Gas Reduction Targets"
  URL：https://www.gmo-pg.com/news/press/gmo-paymentgateway/2024/0531.html
• *3 Announced on December 12, 2025, "Selected as the highest rated 'A-list' company for the first time in the CDP Climate Change Report 2025"
  URL：https://www.gmo-pg.com/news/press/gmo-paymentgateway/2025/1212.html
• *4 This is an indicator that evaluates how companies effectively collaborate with suppliers to address climate change issues throughout their supply chains, and is evaluated based on the content of responses to questions in the four main areas of the climate change questionnaire (governance, targets, Scope 3 emissions calculation, and collaboration with suppliers)

[About Sustainability-Linked Loans]

As a sustainability goal, we have set an SPT to maintain an "A- or higher" in the CDP Climate Change Score. Depending on the achievement of the target during the Loan Period, the loan conditions such as interest rates will be linked. This project integrates GMO-PG's sustainability initiatives into the financing framework.
GMO-PG will continue to contribute to the realization of a sustainable society and aim for sustainable growth and enhancement of corporate value.

■ Overview of this loan

【Mizuho Bank】
Product Name: Mizuho Sustainability-Linked Loan Pro
contract Date of Conclusion: March 31, 2026
Lender: Mizuho Bank, Ltd.
Loan amount: 5 billion yen

【GMO Payment Gateway】

We provide services based on payment that support online, cashless, DX, etc. The annual Transaction value exceeds 22 trillion yen, and Online Payment Service has been introduced to more than 150,000 merchants, including e-commerce businesses and public entity such as NHK and National Tax Agency.
As a leading company in the payment industry, Online Payment Service, payment services in the face-to-face area, buy now pay later BNPL (Buy Now Pay Later), financial institution BaaS Support to operating companies, and strategic investment and financing for overseas advanced FinTech companies, etc. payment finance We will lead social innovation through technology and contribute to the realization of a sustainable society and the progress and development of society. (As of the end of December 2025, consolidated figures)

【GMO Payment Gateway, Inc.】

GMO Payment Gateway, Inc. provides payment-related services that support the customer's online and cashless migration and digital transformation (DX). Annual transaction value exceeds 22 trillion yen and our online comprehensive payment services have been adopted by over 150,000 merchants such as EC operators and public institutions of NHK and National Tax Agency, etc.
As the leading company in the payment industry, we contribute to the advancement and realization of a sustainable society by driving social innovations using payment and financial technology through our services, such as online comprehensive payment service, payment services in the offline market, Buy Now Pay Later (BNPL), BaaS Support services to financial institutions and enterprises and strategic investment and lending to overseas leading-edge FinTech companies. (As of end-December 2025, consolidated figures)