Financial Results Briefing
for Q2 FY2026
C r e a t e t h e F u t u r e
w i t h P a y m e n t s
OP exceeded plans by 4%; making steady
progress towards ¥100.0 bn by FY2030 or FY2031
May 15, 2026
85th Investor Meeting
(Note) This is a transcript of the Japanese-language financial results meeting. Contents have been edited to ensure accuracy and comprehension. In case of any discrepancy, the Japanese-language meeting will prevail.
Mr. Ainoura: I would like to start the financial results briefing for Q2 FY2026. Myself and Mr. Muramatsu, Executive Vice President, will be explaining the earnings summary and growth strategy. Mr. Muramatsu will then explain sustainability and financial strategy. Both of our presentations will take 30 to 40 minutes after which the Q&A session will follow.
Safe Harbor Statement for Forward Looking Statements
The contents of this document is based on generally recognized
economic and social conditions, as well as certain assumptions judged to reasonable by GMO Payment Gateway as of May 15, 2026.
Note that the contents are subject to change without prior notice in the
event of changes in the business environment, etc.
Copyright (C) 1995 GMO Payment Gateway, Inc. All Rights Reserved.
2
Abbreviations used in this document is as follows (Please refer to IR Introduction slide 1.2 or page 5 for an explanation
of each company's business overview):
GMO-PG : GMO Payment Gateway
GMO-EP : GMO Epsilon
GMO-RP : GMO Reserve Plus (formerly GMO Medical Reservation Technology) GMO-PS : GMO Payment Service
GMO-FG : GMO Financial Gate
GMO-CAS : GMO Card System
GMO Enpay : GMO Enpay
Merchandise EC : Apparel, food/beverage, cosmetic/health food, delivery/newspaper,
daily goods/office supplies and CtoC, etc.
Non-merchandise EC : Digital content/telecommunication, utility, travel/ticket, insurance, membership fees/services, etc.
PF : Platform
MSB : Money Service Business
BaaS : Banking as a Service
GMP : Global major players
PSP : Payment Service Provider
Agenda
3
Copyright (C) 1995 GMO Payment Gateway, Inc. All Rights Reserved.
Earnings Summary
Growth Strategy
Sustainability and Financial Strategy
Financial Highlights and Reference Materials
1. Earnings Summary
Copyriight (C) 1995 GMO Payment Gateway, Inc. Allll Riights Reserved.
4
Starting with the earnings summary.
Revenue | 40,757 | 46,084 | +13.1% |
Gross profit | 27,540 | 30,500 | +10.7% |
Operating Profit | 15,314 | 18,792 | +22.7% |
Pre-tax Profit | 15,752 | 18,867 | +19.8% |
Profit attributable to owners of parent | 9,849 | 12,042 | +22.3% |
44,131 | 23,592 |
(104.4%) | (+15.3%) |
29,650 | 15,335 |
(102.9%) | (+10.2%) |
18,070 | 10,230 |
(104.0%) | (+26.9%) |
17,348 | 10,052 |
(108.8%) | (+23.1%) |
10,890 | 6,892 |
(110.6%) | (+30.4%) |
Operating Stores*1*2/IDs*1 End-Q2 FY2026 | Consol. TRX Volume End-Q2 FY2026*1*3 | Consol. TRX Value Q2 FY2026*1 |
1.1 Summary of Consolidated Results
Q2 OP grew 26.9% YoY and exceeded the 1H plan by 4.0%
（¥ mil）
Online payment
KPI (% YoY) CP payment
Consol.
171,257 stores (+5.0%) ≒ 1.70 bn (－5.6%)
456,703
IDs (+11.1%) ≒ 0.39 bn (+24.8%)
-
-
≒ 2.10 bn (－1.1%)
≒ ¥3.4 trn (+0.5%)
≒ ¥2.4 trn (+18.8%)
≒ ¥5.8 trn (+7.4%)
*1 The figure for operating stores is for GMO-PG and GMO-EP. The figures for GMO-FG is the number of active IDs which includes terminal-free but excludes GMO-PG's GMO Cashless Platform.
Figures for transaction volume and value disclosed the sum total of payment methods that can be continuously tracked on the system. Online payment figures are the sum totals for GMO-PG, GMO-EP, GMO-PS. CP payment figures are the sum totals for GMO-FG and GMO-PG's GMO Cashless Platform.
*2 The standards for recognition of the number of operating stores has been revised from Q4 FY2023. Figures exclude a specific case and fincode byGMO. If included, the number of operating stores for the same period would be 829,062 IDs, up 10.9% YoY.
*3 TRX volume is calculated based on fee revenue standard, which in the case of online consists of multiple (1 to 3) transactions per payment including authorization (tentative sales proceeds) and actual sales proceeds. CP transaction volume is based on one transaction per payment.
Copyright (C) 1995 GMO Payment Gateway, Inc. All Rights Reserved.
5
Q2 FY2026
Actual (% YoY)
1H FY2026
Guidance (achievement %)
% YoY
1H FY2026
Actual
1H FY2025
Actual
Revenue guidance for 1H FY2026 was ¥44.1 bn versus the actual of ¥46.0 bn, a guidance beat of 104%. Operating profit guidance was
¥18.0 bn and actual came in at ¥18.7 bn, up 22.7% YoY and 4.0% higher than guidance. Q2 (Apr. to Jun. quarter) OP grew 26.9% YoY, the first time to achieve over ¥10.0 bn for the 3-month period, although this is still insufficient. This is the result of initiatives that we have been mentioning from before.