Wise plc (WISE) Q4 2026 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:01.553 -- 00:00:06.754 Hello from WISE and welcome to our FY26 results call, our first 00:00:06.754 -- 00:00:11.415 time presenting financial results since the completion of our dual listing. 00:00:11.636 -- 00:00:14.156 I'm Martin Adams, Head of Owner Relations. 00:00:14.156 -- 00:00:19.758 Joining us today are our co-founder and CEO, Kristo Kaarmann, and our CFO, 00:00:19.758 -- 00:00:22.079 Emmanuel Thomassin. 00:00:22.079 -- 00:00:25.680 We'll start with opening comments from the team and then we'll be happy to answer your 00:00:25.680 -- 00:00:31.962 questions. If you'd like to ask a question, then please raise your hand in the Zoom webinar. 00:00:31.962 -- 00:00:35.923 Before we begin let me quickly cover the safe harbour. 00:00:37.446 -- 00:00:42.009 During this call we will be making certain forward looking statements that involve risks, 00:00:42.009 -- 00:00:47.032 uncertainties and other factors that could cause actual outcomes or results 00:00:47.032 -- 00:00:51.434 to differ materially from those indicated in these statements. 00:00:52.155 -- 00:00:57.678 These factors are detailed in our results materials and our SEC filings. 00:00:57.958 -- 00:01:03.422 All forward-looking statements are based on current assumptions, estimates and beliefs, 00:01:03.422 -- 00:01:08.106 and we undertake no obligation to update any forward-looking statements except as required 00:01:08.106 -- 00:01:10.266 by law. 00:01:10.388 -- 00:01:15.250 Thank you, and now I'll turn it over to Kristo. 00:01:17.954 -- 00:01:22.698 Thanks Martin, and hi everyone. Hi everyone, thanks for joining us. 00:01:22.698 -- 00:01:28.016 I'm going to start with financial and customer highlights from the year. 00:01:28.016 -- 00:01:33.777 and then I'll hand over to Emmanuel who will go ...