Wise plc (WISE) Q2 2025 Earnings Call

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.639 And can I just check we live now on the web stream. 00:00:04.639 -- 00:00:08.225 Yes, we are great Thank you good morning, everybody, thank you very much for joining 00:00:08.225 -- 00:00:13.454 us here today for wise plc half year results for fyi 25. 00:00:13.454 -- 00:00:18.342 we've got some prepared slides which we will talk you through and then we'll move on 00:00:18.342 -- 00:00:23.370 to a Q amp a session where we'll start in the room and then we'll move to our zoom webinar 00:00:23.370 -- 00:00:25.512 for any further questions. 00:00:25.512 -- 00:00:30.639 So, we have our CEO and co-founder, Christo Karmann, who's going 00:00:30.639 -- 00:00:35.285 to speak to us a little bit about the progress that we're making, business and strategy 00:00:35.285 -- 00:00:39.490 at the infrastructure. And then we have our newly appointed CFO, Emmanuel Thomasson, 00:00:39.490 -- 00:00:43.155 who will share with us our financial results. 00:00:43.155 -- 00:00:45.138 So, with that, over to you, Christo. 00:00:45.138 -- 00:00:48.742 Thank you. Obviously, we have Clicker. Great. 00:00:48.742 -- 00:00:51.927 Thanks, everyone, for coming in in person. 00:00:51.927 -- 00:00:53.569 Good morning. 00:00:53.569 -- 00:00:55.569 And... 00:00:56.005 -- 00:01:01.097 Before we actually go into the results and look at the progress that 00:01:01.097 -- 00:01:05.307 we've made in the last six months, I thought it's a good moment, again, to zoom out a 00:01:05.307 -- 00:01:10.439 little bit. So look at the period of, let's say, four years since we listed 00:01:10.439 -- 00:01:15.571 and now. So what's happened? So you see that compared 00:01:15.571 -- 00:01:21.240 to the four years back, our cross-border business, effectively the active customers, 00:01:21.240...