Wise plc (WISE) Q4 2025 Earnings Call

Investor webinar replay

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:05.098 Good morning, everybody. Thank you very much for joining us today, both in the 00:00:05.098 -- 00:00:08.643 room and online for our FY25 00:00:08.643 -- 00:00:10.746 results presentation. 00:00:10.746 -- 00:00:16.474 We have some slides that have been produced that will be presented to you by our 00:00:16.474 -- 00:00:21.661 CEO and co-founder, Chris O'Carman, followed by Emmanuel Thomason, 00:00:21.661 -- 00:00:27.390 our CFO. We'll then move into Q&A. And I'll 00:00:27.390 -- 00:00:32.497 explain the process for Q&A once we get there, but we'll start in the room before 00:00:32.497 -- 00:00:35.942 moving over onto Zoom. 00:00:35.942 -- 00:00:40.766 So without further ado, it's my pleasure to introduce Christo. 00:00:42.732 -- 00:00:43.834 Thanks for having me. 00:00:43.834 -- 00:00:48.541 It feels like we're doing this every other week now. 00:00:48.541 -- 00:00:51.763 We just had the owner's day only 00:00:52.046 -- 00:00:55.576 a month ago. I would love to find a clicker 00:00:55.576 -- 00:00:58.959 so that I can move on the slides. 00:01:00.365 -- 00:01:02.565 It's coming. 00:01:06.034 -- 00:01:08.415 Thank you so much. 00:01:09.240 -- 00:01:12.322 So great to see you again and 00:01:12.726 -- 00:01:16.437 happy to cover now as 00:01:16.437 -- 00:01:20.580 a kind of the full scope of the financial year that we 00:01:21.364 -- 00:01:23.246 just finished. 00:01:23.246 -- 00:01:28.714 We did give you a lot of preview already on that 00:01:28.714 -- 00:01:33.019 during the owner's day. So a lot of the numbers are 00:01:33.019 -- 00:01:36.061 probably familiar to you. 00:01:36.404 -- 00:01:41.228 We also added another announcement to our 00:01:41.751 -- 00:01:45.275 earnings release this morning. So I'll come back to that towards t...