Wise plc (WISE) Q2 2026 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hi, everybody. Thank you for joining us this morning for our half-year FY26 results presentation. We have a short presentation from our CEO and founder, Christo, followed by a presentation by our CFO, Emmanuel Thomasson. And then we will move on to Q&A. We'll start in the room and then we'll jump over to Zoom. Thank you. Mom, Dad, I just got married. To who? Paulo del Castillo. Can you go to the bank and wire money to Spain for a honeymoon? That is a huge mistake. Whose child are you? I don't understand. Honey, banks hide fees and transfers and exchange rates. Your mom's sending you money right now with Wise. It's faster and Wise never hides fees. Gracias. I'm already fluent. Congratulations. Make good choices. It's too late. You can save up to 70% when you send money abroad. Be smart. Get Wise. And being here today with us again. So about 70% of people discover WISE because their friends and family tell them about WISE. We've been really proud about this. And I've just lost the notes on the back screen, which will come up in a second. But actually making ads is quite fun and wise because what we get to do is basically tell the stories that our customers tell, their friends, their family, tell the stories again and amplify them with the ads. So what you just saw now is a set of ads we're running in the U.S., on TV, and they kind of follow the same narrative. This is what our customers are telling their friends. Our update today will show how Wyze is yet again serving larger and larger groups of people and businesses, moving more and more cross-border volume, and how we're fixing larger and larger use cases for that. So let's get started. We added 2 million active customers over the year, coming to 13 million people and businesses now using Wyzen across currency trans...