Kay Gregory
Investor Relations
Replay available
UMB Financial Corporation (NASDAQ: UMBF) Q1 2025 earnings conference call, held 2025-04-30. Replay captured from the company's public earnings webcast.

Investor Relations
Chairman and CEO
Chief Financial Officer
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Analyst, Wells Fargo
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WEBVTT 00:00:00.031 -- 00:00:04.897 Hello, everyone. Thank you for attending today's UMB Financial First Quarter 2025 Financial 00:00:04.897 -- 00:00:09.602 Results Conference Call. My name is Sierra, and I'll be your moderator for today. 00:00:09.602 -- 00:00:13.107 All lines will be muted during the presentation portion of the call, with an opportunity 00:00:13.107 -- 00:00:17.031 for questions and answers at the end. If you would like to ask a question, please press 00:00:17.031 -- 00:00:21.096 star 1 on your telephone keypad. I would now like to pass the conference over to our 00:00:21.096 -- 00:00:25.900 host, Kay Gregory, Investor Relations. Please proceed. 00:00:28.347 -- 00:00:31.732 Good morning and welcome to our first quarter 2025 call. 00:00:31.732 -- 00:00:36.639 Meritor Kemper, Chairman and CEO, and Ron Schaufer, CFO, will share a few comments about 00:00:36.639 -- 00:00:41.226 our results. Then we'll open the call for questions from our equity research analysts. 00:00:41.226 -- 00:00:46.593 Jim Rine, President of The Holding Company and CEO of UMB Bank, along with Tom Terry, 00:00:46.593 -- 00:00:50.659 Chief Credit Officer, will be available for the question and answer session. 00:00:50.659 -- 00:00:54.805 Before we begin, let me remind you that today's presentation contains forward-looking 00:00:54.805 -- 00:00:59.421 statements. including the discussion of future financial and operating results, benefits, 00:00:59.421 -- 00:01:05.109 synergies, gains, and costs the company expects to realize from our acquisition, 00:01:05.109 -- 00:01:08.874 as well as other opportunities management perceives. 00:01:08.874 -- 00:01:13.180 Forward-looking statements in any pro forma metrics are subject to assumptions, risks, 00:01:13.180 -- 00:01:18.287 and uncertain...