UMB Financial Corporation (UMBF) Q1 2025 Earnings Call

Investor webinar replay

Replay transcript excerpt

Hello, everyone. Thank you for attending today's UMB Financial First Quarter 2025 Financial Results Conference Call. My name is Sierra, and I'll be your moderator for today. All lines will be muted during the presentation portion of the call, with an opportunity for questions and answers at the end. If you would like to ask a question, please press star 1 on your telephone keypad. I would now like to pass the conference over to our host, Kay Gregory, Investor Relations. Please proceed. Good morning and welcome to our first quarter 2025 call. Meritor Kemper, Chairman and CEO, and Ron Schaufer, CFO, will share a few comments about our results. Then we'll open the call for questions from our equity research analysts. Jim Rine, President of The Holding Company and CEO of UMB Bank, along with Tom Terry, Chief Credit Officer, will be available for the question and answer session. Before we begin, let me remind you that today's presentation contains forward-looking statements. including the discussion of future financial and operating results, benefits, synergies, gains, and costs the company expects to realize from our acquisition, as well as other opportunities management perceives. Forward-looking statements in any pro forma metrics are subject to assumptions, risks, and uncertainties, as outlined in our SEC filings and summarized in our presentation on slide 51. Actual results may differ from those set forth in forward-looking statements which speak only as of today. We undertake no obligation to update them except to the extent required by security laws. Presentation materials are available online at investorrelations.umb.com and include reconciliations of non-GAAP financial metrics. All per share metrics are on a diluted share basis. Now, I'll turn the call over to Ma...