Kay Gregory
Host / Investor Relations
Replay available
UMB Financial Corporation (UMBF) Q4 2025 Earnings Call
UMB Financial Corporation (NASDAQ: UMBF) Q4 2025 earnings conference call, held 2026-01-28. Replay captured from the company's public earnings webcast.
Hosted by
Featured presenters
Mariner Kemper
Chairman and Chief Executive Officer
Ram Shankar
Chief Financial Officer
Jim Rine
President of The Holding Company and CEO of UMB Bank
Tom Terry
Chief Credit Officer
John Armstrong
Analyst, RBC Capital Markets
Jarrett Scholl
Analyst, Barclays
Ben Gullinger
Analyst, Citi
Investor webinar replay
Watch the replay and follow the connected company analysis, news, and investor updates for Umb Financial Corporation.
Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:05.857 Hello, everyone, and thank you for joining the UMB Financial Fourth Quarter 2025 00:00:05.857 -- 00:00:10.862 Financial Results Conference call. My name is Gabrielle, and I will be coordinating 00:00:10.862 -- 00:00:16.108 your call today. During the presentation, you can register a question by pressing 00:00:16.108 -- 00:00:19.712 star followed by one on your telephone keypad. 00:00:19.712 -- 00:00:24.957 If you change your mind, please press star followed by two on your telephone keypad. 00:00:24.957 -- 00:00:28.421 I will now hand over to your host, Kay Gregory. 00:00:28.421 -- 00:00:30.882 Please go ahead. 00:00:41.948 -- 00:00:45.454 Good morning and welcome to our fourth quarter 2025 call. 00:00:45.454 -- 00:00:50.381 Mariner Kemper, Chairman and CEO, and Ram Shankar, CFO, will share a few comments about 00:00:50.381 -- 00:00:55.029 our results, then we'll open the call for questions from equity research analysts. 00:00:55.029 -- 00:01:00.017 Jim Rine, President of The Holding Company and CEO of UMB Bank, along with Tom Terry, 00:01:00.017 -- 00:01:04.173 Chief Credit Officer, will be available for the question and answer session. 00:01:04.173 -- 00:01:08.257 Before we begin, let me remind you that today's presentation contains forward-looking 00:01:08.257 -- 00:01:13.401 statements, including the discussion of future financial and operating results, benefits, 00:01:13.401 -- 00:01:18.266 synergies, gains, and costs that the company expects to realize from our acquisition, 00:01:18.266 -- 00:01:21.929 as well as other opportunities management foresees. 00:01:21.929 -- 00:01:26.273 Forward-looking statements and any pro forma metrics are subject to assumptions, risks, 00:01:26.273 -- 00:01:31.097 and uncertainties, as outlined...