UMB Financial Corporation (UMBF) Q2 2026 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:03.954 Hello and thank you for standing by. My name is Dennis and I will be your conference 00:00:03.954 -- 00:00:09.198 operator today. At this time, I would like to welcome everyone to the UMB Financial Second 00:00:09.198 -- 00:00:12.601 Quarter 2026 Financial Results Conference Call. 00:00:12.601 -- 00:00:16.524 All lines have been placed on mute to prevent any background noise. 00:00:16.524 -- 00:00:20.587 After the speaker's remarks, there will be a question and answer session. 00:00:20.587 -- 00:00:24.850 If you would like to ask a question during this time, simply press star followed by the 00:00:24.850 -- 00:00:29.613 number one on your telephone keypad. If you would like to withdraw your question, press 00:00:29.613 -- 00:00:35.257 star 1 again. I would now like to turn the call over to Kay Gregory with Investor Relations. 00:00:35.257 -- 00:00:36.538 Please go ahead. 00:00:36.538 -- 00:00:40.120 Good morning and welcome to our second quarter 2026 call. 00:00:40.120 -- 00:00:44.383 Mariner Kemper, Chairman and CEO, and Ram Shankar, CFO, will share a few comments about 00:00:44.383 -- 00:00:48.686 our results and then we'll open the call for questions from equity research analysts. 00:00:48.686 -- 00:00:53.369 Jim Rine, President of the Holding Company and CEO of UMB Bank, along with Tom Carey, 00:00:53.369 -- 00:00:57.480 Chief Credit Officer, will be available for the question and answer session. 00:00:57.480 -- 00:01:01.421 Before we begin, let me remind you that today's presentation contains forward-looking 00:01:01.421 -- 00:01:05.282 statements, including the discussion of future financial and operating results, as well 00:01:05.282 -- 00:01:07.702 as other opportunities management foresees. 00:01:07.702 -- 00:01:11.743 For...