UMB Financial Corporation (UMBF) Q1 2026 Earnings Call

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Replay transcript excerpt

WEBVTT 00:00:00.031 -- 00:00:04.699 Thank you for standing by. My name is Rebecca and I will be your conference operator 00:00:04.699 -- 00:00:09.887 today. At this time, I would like to welcome everyone to the UMB 00:00:09.887 -- 00:00:12.932 Financial First Quarter 2026 00:00:12.932 -- 00:00:17.960 Financial Results Conference Call. All lines have been placed on mute to 00:00:17.960 -- 00:00:23.088 prevent any background noise. After the speaker's remarks, there will be a question and 00:00:23.088 -- 00:00:28.226 answer session. If you would like to ask a question during this time, Simply press 00:00:28.226 -- 00:00:32.150 star followed by the number one on your telephone keypad. 00:00:32.150 -- 00:00:35.734 If you would like to withdraw your question, press star one again. 00:00:35.734 -- 00:00:41.521 Thank you. I will now turn the call over to Kay Gregory, Investor Relations. 00:00:41.521 -- 00:00:44.124 Please go ahead. 00:00:44.124 -- 00:00:47.748 Good morning and welcome to our first quarter 2026 call. 00:00:47.748 -- 00:00:52.873 Mariner Kemper, Chairman and CEO, and Ram Shankar, CFO, will share a few comments about 00:00:52.873 -- 00:00:57.963 our results. Then we'll open the call for questions from equity research analysts. 00:00:57.963 -- 00:01:03.391 Jim Rine, President of the Holding Company and CEO of UMB Bank, along with Tom Terry, 00:01:03.391 -- 00:01:07.517 Chief Credit Officer, will be available for the question and answer session. 00:01:07.517 -- 00:01:11.684 Before we begin, let me remind you that today's presentation contains forward-looking 00:01:11.684 -- 00:01:16.611 statements, including the discussion of future financial and operating results, as well 00:01:16.611 -- 00:01:19.916 as other opportunities management foresees. 00:01:19.916 -- 0...