Gordy Bunch
Chief Executive Officer
Replay available
TWFG, Inc. (TWFG) Q3 2025 Earnings Call
TWFG, Inc. (NASDAQ: TWFG) Q3 2025 earnings conference call, held 2025-11-13. Replay captured from the company's public earnings webcast.
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Investor webinar replay
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:03.634 Good morning and welcome to TWFG's 00:00:03.634 -- 00:00:06.257 third quarter 2025 earnings 00:00:06.257 -- 00:00:10.981 conference call. All participants are in a listen-only mode. 00:00:10.981 -- 00:00:16.346 Following management's prepared remarks, we will open the line for questions. 00:00:16.346 -- 00:00:21.030 As a reminder, today's call may include forward-looking statements that are subject to 00:00:21.030 -- 00:00:23.052 risk and uncertainties. 00:00:23.052 -- 00:00:25.935 Actual results could differ materially. 00:00:25.935 -- 00:00:30.220 For more information, please review our filings with the SEC. 00:00:30.220 -- 00:00:35.404 And now, I'd like to turn the call over to Gordy Bunch, Chief Executive Officer. 00:00:35.404 -- 00:00:37.965 Please go ahead. 00:00:38.327 -- 00:00:40.809 Thank you, Operator, and good morning, everyone. 00:00:40.809 -- 00:00:42.751 TWFG 00:00:42.751 -- 00:00:47.535 delivered another strong quarter of performance, reflecting both the resilience of our 00:00:47.535 -- 00:00:52.699 distribution platform and continued scalability of our operating model. 00:00:52.699 -- 00:00:58.985 Total revenues increased 21% quarter over quarter to $64.1 00:00:58.985 -- 00:01:02.548 million. supported by 10.2% organic 00:01:02.548 -- 00:01:07.553 revenue growth and M&A revenues, while adjusted EBITDA grew 45% 00:01:07.553 -- 00:01:09.475 to $17 00:01:09.475 -- 00:01:15.901 million, expanding margins by 430 basis points to 26.5%. 00:01:15.901 -- 00:01:21.307 That margin expansion underscores the earnings power of our distribution 00:01:21.307 -- 00:01:26.472 platform and execution on accretive M&A as we leverage scale 00:01:26.472 -- 00:01:29.033 and financial discipline. 00:01:29.080 -- 00:01:33.547 We continue to...