TWFG, Inc. (TWFG) Q2 2025 Earnings Call

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WEBVTT 00:00:00.031 -- 00:00:04.197 Good morning. My name is DeeDee and I will be your conference operator today. 00:00:04.197 -- 00:00:09.465 At this time, I would like to welcome everyone to the TWFG 00:00:09.465 -- 00:00:14.492 second quarter 2025 conference call. All lines have been placed 00:00:14.492 -- 00:00:19.520 on mute to prevent any background noise. After the speaker's remarks, there will be a 00:00:19.520 -- 00:00:25.328 question and answer session. If you would like to ask a question during this time, simply 00:00:25.328 -- 00:00:29.613 press star then 11 on your telephone keypad. 00:00:29.613 -- 00:00:34.319 If you would like to withdraw your question, please press star 11 again. 00:00:34.319 -- 00:00:40.766 This call is being recorded and will be available for replay on the company's website. 00:00:40.766 -- 00:00:45.772 Before we begin, let me remind you that today's discussion may contain forward-looking 00:00:45.772 -- 00:00:51.179 statements and actual results may differ materially from those discussed. 00:00:51.179 -- 00:00:56.165 For more information regarding forward-looking statements, please refer to the company's 00:00:56.165 -- 00:01:01.398 press releases and SEC filings. Also on today's call, 00:01:01.398 -- 00:01:06.343 our speakers will reference certain non-GAAP financial measures, which we believe will 00:01:06.343 -- 00:01:09.866 provide useful information for investors. 00:01:09.866 -- 00:01:15.231 The company has posted reconciliation of the non-GAAP financial measures discussed 00:01:15.231 -- 00:01:20.616 during this call in the tables accompanying the company's earnings press release, 00:01:20.616 -- 00:01:25.701 located on the Investors section of the company's website at 00:01:25.701 -- 00:01:27.224 www.investors.com. 00:01:27...