Terveystalo Oy Ord (TTALF) Q4 2025 Earnings Call

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WEBVTT 00:00:01.027 -- 00:00:06.593 Good morning, everybody, and welcome to Terveys Talos Q4 and full year 2025 results 00:00:06.593 -- 00:00:11.612 call and webcast. As usual, we'll go through the results with our CEO, 00:00:11.612 -- 00:00:16.398 Ville Iho, and our CFO, Juuso Pajonen, and we'll follow that with a Q&A. 00:00:16.398 -- 00:00:20.944 My name is Kati Kaksanen. I'm responsible for investor relations and sustainability here 00:00:20.944 -- 00:00:23.026 at Tervastalo. 00:00:23.026 -- 00:00:28.333 We'll take the questions via the phone lines first and then follow with the 00:00:28.333 -- 00:00:32.638 questions via the webcast at the end of the presentation. 00:00:32.638 -- 00:00:35.121 Without further ado, over to you, Ville. 00:00:35.121 -- 00:00:38.866 Thanks, Kati. and good morning from 00:00:38.866 -- 00:00:42.488 cold and beautiful Helsinki. 00:00:42.691 -- 00:00:48.279 Let's dive into it. Tervestalo results 2025. 00:00:48.279 -- 00:00:53.707 It's again time to take a couple of steps back and look at how 00:00:53.707 -- 00:00:55.249 we performed 00:00:55.249 -- 00:00:57.589 last year. 00:00:58.413 -- 00:01:04.021 Sort of the big headline here is profitability and efficiency. 00:01:04.021 -- 00:01:09.293 If one looks at our performance, financial performance, we 00:01:09.293 -- 00:01:12.700 are delivering all time high profitability. 00:01:12.700 -- 00:01:18.052 And as you can see later across all of the segments, they are 00:01:18.052 -- 00:01:19.478 improving. 00:01:19.478 -- 00:01:24.545 If one looks at profitability, things are great. 00:01:24.545 -- 00:01:29.712 If one looks at quality of our services, things are great. 00:01:29.712 -- 00:01:34.538 On the other hand, of course, you can see that we are living in a market which is not 00:01:34.538 --...